ETF Versus

ARKK vs XLI

ARK Innovation ETF vs State Street Industrial Select Sector SPDR ETF

Last updated: 2026-04-02

ARKK ARK

ARK Innovation ETF (ARKK) is an exchange-traded fund issued by ARK that provides exposure to thematic - innovation securities. It charges a high expense ratio of 0.75%. Launched in 2014, the fund has a 12-year track record.

AUM: $6.7B ER: 0.75% Yield: N/A Since: 2014-10-31
XLI State Street

State Street Industrial Select Sector SPDR ETF (XLI) is an exchange-traded fund issued by State Street that provides exposure to us sector - industrials securities. It charges a low expense ratio of 0.09%. The fund offers a moderate dividend yield of 1.25%. Launched in 1998, the fund has a 28-year track record.

AUM: $25.6B ER: 0.09% Yield: 1.25% Since: 1998-12-22

Quick Verdict

XLI is significantly cheaper at 0.09% vs 0.75% expense ratio, saving you approximately $1,274 per $10,000 invested over 10 years. Over the past year, ARKK has significantly outperformed with a 38.6% return vs 23.4%.

Key Metrics

Metric ARKK XLI
Expense Ratio 0.75% 0.09%
Dividend Yield N/A 1.3%
Fund Family ARK State Street
Category Thematic - Innovation US Sector - Industrials

Performance Chart

Indexed to 100 at start (5-year comparison)

20 52 84 116 148 180 2021-04 2022-06 2023-10 2024-12 2026-04
ARKK -44.0%
XLI +64.2%

Performance Comparison

Period ARKK XLI Difference
1 Month -5.72% -6.38% +0.66%
3 Months -13.00% +3.96% -16.96%
6 Months -25.61% +5.87% -31.48%
YTD -13.00% +3.96% -16.96%
1 Year +38.62% +23.44% +15.18%
3 Years +72.13% +62.04% +10.09%
5 Years -43.99% +64.24% -108.23%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period ARKK Fees XLI Fees You Save
$10,000 10 years $1,453 $179 $1,274
$10,000 20 years $6,064 $771 $5,293
$10,000 30 years $18,984 $2,486 $16,498
$50,000 10 years $7,266 $896 $6,370
$50,000 30 years $94,918 $12,428 $82,490
$100,000 30 years $189,836 $24,855 $164,981

Risk Metrics

Based on 5 years of daily returns

Metric ARKK XLI
Annualized Volatility 46.4% 17.2%
Max Drawdown -77.3% -22.7%
Sharpe Ratio -0.12 0.40

Dividend Comparison

Metric ARKK XLI
Annual Dividend (per share) $0.00 $2.05
Dividend Yield 0.00% 1.25%
Distribution Frequency None Quarterly

Top Holdings

0 of top 10 holdings overlap (0% overlap in top holdings)

ARKK Top Holdings

NameWeight
Tesla Inc1088.03%
CRISPR Therapeutics AG548.07%
Roku Inc500.14%
Tempus AI Inc487.20%
Coinbase Global Inc462.29%
Shopify Inc424.50%
Robinhood Markets Inc399.82%
Advanced Micro Devices Inc397.53%
Teradyne Inc357.06%
Beam Therapeutics Inc353.11%

XLI Top Holdings

NameWeight
General Electric Co680.74%
Caterpillar Inc561.69%
RTX Corp515.19%
GE Vernova Inc371.52%
Boeing Co/The356.20%
Uber Technologies Inc355.71%
Union Pacific Corp287.47%
Honeywell International Inc259.50%
Eaton Corp PLC259.19%
Deere & Co245.23%

Which One Should You Choose?

Choose XLI if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose ARKK if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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