ETF Versus

BNDX vs IJH

Vanguard Total International Bond Index Fund vs iShares Core S&P Mid-Cap ETF

Last updated: 2026-04-02

Vanguard Total International Bond Index Fund (BNDX) is an exchange-traded fund that provides exposure to international bond securities. It charges a low expense ratio of 0.07%. The fund offers a high dividend yield of 4.46%. Launched in 2013, the fund has a 13-year track record.

AUM: $76.8B ER: 0.07% Yield: 4.46% Since: Jun 4, 2013
IJH iShares

iShares Core S&P Mid-Cap ETF (IJH) is an exchange-traded fund issued by iShares that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a very low expense ratio of 0.05%. The fund offers a moderate dividend yield of 1.31%. Launched in 2000, the fund has a 26-year track record.

AUM: $104.0B ER: 0.05% Yield: 1.31% Since: May 22, 2000

Quick Verdict

IJH has a slightly lower expense ratio (0.05% vs 0.07%), saving about $40 per $10,000 over 10 years. Over the past year, IJH has significantly outperformed with a 16.1% return vs -1.7%. Income investors may prefer BNDX for its higher yield (4.5% vs 1.3%).

Key Metrics

Metric BNDX IJH
Expense Ratio 0.07% 0.05%
Dividend Yield 4.5% 1.3%
Fund Family N/A iShares
Category International Bond US Mid Cap

Performance Chart

Indexed to 100 at start (5-year comparison)

80 92 104 116 128 140 2021-04 2022-06 2023-09 2024-12 2026-04
BNDX -15.9%
IJH +28.1%

Performance Comparison

Period BNDX IJH Difference
1 Month -1.88% -5.55% +3.67%
3 Months -0.62% +1.78% -2.40%
6 Months -2.83% +3.54% -6.37%
YTD -0.62% +1.78% -2.40%
1 Year -1.68% +16.09% -17.77%
3 Years -1.88% +36.14% -38.02%
5 Years -15.89% +28.09% -43.98%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period BNDX Fees IJH Fees You Save
$10.000 10 years $140 $100 $40
$10.000 20 years $600 $430 $171
$10.000 30 years $1.938 $1.388 $550
$50.000 10 years $698 $499 $199
$50.000 30 years $9.692 $6.941 $2.751
$100.000 30 years $19.383 $13.882 $5.501

Risk Metrics

Based on 5 years of daily returns

Metric BNDX IJH
Annualized Volatility 5.3% 19.8%
Max Drawdown -19.1% -24.6%
Sharpe Ratio -1.48 0.12

Dividend Comparison

Metric BNDX IJH
Annual Dividend (per share) $2.14 $0.89
Dividend Yield 4.45% 1.31%
Distribution Frequency Monthly Quarterly

Top Holdings

IJH Top Holdings

NameWeight
TechnipFMC plcFTI0.92%
Casey's General Stores, Inc.CASY0.84%
Curtiss-Wright CorporationCW0.78%
Flex Ltd.FLEX0.76%
United Therapeutics CorporationUTHR0.72%
XPO, Inc.XPO0.70%
Woodward, Inc.WWD0.67%
US Foods Holding Corp.USFD0.64%
FabrinetFN0.63%
Burlington Stores, Inc.BURL0.62%

Which One Should You Choose?

Choose IJH if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose IJH if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose BNDX if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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