What is the expense ratio of BNDX vs QQQM?

BNDX has an expense ratio of 0.07%, while QQQM has an expense ratio of 0.15%.

BNDX vs QQQM

Vanguard Total International Bond Index Fund vs Invesco NASDAQ 100 ETF

Last updated: 2026-04-02

BNDX Vanguard

Vanguard Total International Bond Index Fund (BNDX) is an exchange-traded fund issued by Vanguard that provides exposure to international bond securities. It charges a low expense ratio of 0.07%. The fund offers a high dividend yield of 4.46%. Launched in 2013, the fund has a 13-year track record.

AUM: $115.4B ER: 0.07% Yield: 4.46% Since: 2013-06-04

QQQM Invesco

Invesco NASDAQ 100 ETF (QQQM) is an exchange-traded fund issued by Invesco that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. It charges a low expense ratio of 0.15%. The fund offers a modest dividend yield of 0.53%. Launched in 2020, the fund has a 6-year track record.

AUM: N/A ER: 0.15% Yield: 0.53% Since: 2020-10-13

Quick Verdict

BNDX has a slightly lower expense ratio (0.07% vs 0.15%), saving about $158 per $10,000 over 10 years. Over the past year, QQQM has significantly outperformed with a 22.5% return vs -1.7%. Income investors may prefer BNDX for its higher yield (4.5% vs 0.5%).

Key Metrics

Metric	BNDX	QQQM
Expense Ratio	0.07%	0.15%
Dividend Yield	4.5%	0.5%
Fund Family	Vanguard	Invesco
Category	International Bond	US Large Cap Growth

Performance Chart

Indexed to 100 at start (5-year comparison)

BNDX -15.9%

QQQM +76.4%

Performance Comparison

Period	BNDX	QQQM	Difference
1 Month	-1.70%	-3.10%	+1.40%
3 Months	-0.64%	-4.91%	+4.27%
6 Months	-2.64%	-4.05%	+1.41%
YTD	-0.64%	-4.91%	+4.27%
1 Year	-1.68%	+22.47%	-24.15%
3 Years	-1.90%	+82.32%	-84.22%
5 Years	-15.91%	+76.37%	-92.28%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment	Period	BNDX Fees	QQQM Fees	You Save
$10,000	10 years	$140	$298	$158
$10,000	20 years	$600	$1,278	$677
$10,000	30 years	$1,938	$4,109	$2,171
$50,000	10 years	$698	$1,490	$792
$50,000	30 years	$9,692	$20,547	$10,855
$100,000	30 years	$19,383	$41,094	$21,711

Risk Metrics

Based on 5 years of daily returns

Metric	BNDX	QQQM
Annualized Volatility	5.3%	22.2%
Max Drawdown	-19.1%	-35.6%
Sharpe Ratio	-1.48	0.42

Dividend Comparison

Metric	BNDX	QQQM
Annual Dividend (per share)	$2.14	$1.27
Dividend Yield	4.46%	0.53%
Distribution Frequency	Monthly	Quarterly

Top Holdings

BNDX Top Holdings

Name	Weight
Vanguard Cmt Funds-Vanguard Market Liquidity Fund	231.22%
United Kingdom Gilt	32.33%
Bundesrepublik Deutschland Bundesanleihe	26.04%
French Republic Government Bond OAT	25.14%

Which One Should You Choose?

Choose BNDX if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose QQQM if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose BNDX if...

you prioritize dividend income and want higher regular distributions from your portfolio.

Related Comparisons

ARKK vs BNDX ARKK vs QQQM BND vs BNDX BND vs QQQM BNDX vs IAGG BNDX vs ITOT BNDX vs IVV BNDX vs IWD