ETF Versus

BNDX vs VOO

Vanguard Total International Bond Index Fund vs Vanguard S&P 500 ETF

Last updated: 2026-04-02

Vanguard Total International Bond Index Fund (BNDX) is an exchange-traded fund that provides exposure to international bond securities. It charges a low expense ratio of 0.07%. The fund offers a high dividend yield of 4.46%. Launched in 2013, the fund has a 13-year track record.

AUM: $76.8B ER: 0.07% Yield: 4.46% Since: Jun 4, 2013
VOO Vanguard

Vanguard S&P 500 ETF (VOO) is an exchange-traded fund issued by Vanguard that provides exposure to large-cap U.S. equities across growth and value styles. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.18%. Launched in 2010, the fund has a 16-year track record.

AUM: $792.0B ER: 0.03% Yield: 1.18% Since: Sep 7, 2010

Quick Verdict

VOO has a slightly lower expense ratio (0.03% vs 0.07%), saving about $80 per $10,000 over 10 years. Over the past year, VOO has significantly outperformed with a 16.8% return vs -1.7%. Income investors may prefer BNDX for its higher yield (4.5% vs 1.2%).

Key Metrics

Metric BNDX VOO
Expense Ratio 0.07% 0.03%
Dividend Yield 4.5% 1.2%
Fund Family N/A Vanguard
Category International Bond US Large Cap Blend

Performance Chart

Indexed to 100 at start (5-year comparison)

80 99 118 137 156 175 2021-04 2022-06 2023-09 2024-12 2026-04
BNDX -15.9%
VOO +61.3%

Performance Comparison

Period BNDX VOO Difference
1 Month -1.88% -4.59% +2.71%
3 Months -0.62% -4.14% +3.52%
6 Months -2.83% -2.11% -0.72%
YTD -0.62% -4.14% +3.52%
1 Year -1.68% +16.77% -18.45%
3 Years -1.88% +59.52% -61.40%
5 Years -15.89% +61.27% -77.16%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period BNDX Fees VOO Fees You Save
$10.000 10 years $140 $60 $80
$10.000 20 years $600 $258 $342
$10.000 30 years $1.938 $835 $1.103
$50.000 10 years $698 $299 $398
$50.000 30 years $9.692 $4.176 $5.516
$100.000 30 years $19.383 $8.352 $11.032

Risk Metrics

Based on 5 years of daily returns

Metric BNDX VOO
Annualized Volatility 5.3% 16.8%
Max Drawdown -19.1% -25.4%
Sharpe Ratio -1.48 0.39

Dividend Comparison

Metric BNDX VOO
Annual Dividend (per share) $2.14 $7.13
Dividend Yield 4.45% 1.18%
Distribution Frequency Monthly Quarterly

Top Holdings

VOO Top Holdings

NameWeight
NVIDIA CorporationNVDA7.31%
Apple Inc.AAPL6.63%
Microsoft CorporationMSFT4.96%
Amazon.com, Inc.AMZN3.47%
Broadcom Inc.AVGO2.56%
Alphabet Inc.GOOG2.46%
Meta Platforms, Inc.META2.40%
Tesla, Inc.TSLA1.92%
Berkshire Hathaway Inc.BRK.B1.57%

Which One Should You Choose?

Choose VOO if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose VOO if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose BNDX if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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