What is the expense ratio of COWZ vs VOO?

COWZ has an expense ratio of 0.49%, while VOO has an expense ratio of 0.03%.

COWZ vs VOO

Pacer US Cash Cows 100 ETF vs Vanguard S&P 500 ETF

Last updated: 2026-04-10

Pacer US Cash Cows 100 ETF (COWZ) is an exchange-traded fund that provides exposure to us factor - cash flow securities. It charges an above-average expense ratio of 0.49%. The fund offers a moderate dividend yield of 2.08%. Launched in 2016, the fund has a 10-year track record.

AUM: $18.2B ER: 0.49% Yield: 2.08% Since: Dec 16, 2016

VOO

Vanguard S&P 500 ETF (VOO) is an exchange-traded fund that provides exposure to large-cap U.S. equities across growth and value styles. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.14%. Launched in 2010, the fund has a 16-year track record.

AUM: $858.3B ER: 0.03% Yield: 1.14% Since: Sep 7, 2010

Quick Verdict

VOO is significantly cheaper at 0.03% vs 0.49% expense ratio, saving you approximately $900 per $10,000 invested over 10 years. VOO has edged ahead over the past year (29.7% vs 26.9%). Income investors may prefer COWZ for its higher yield (2.1% vs 1.1%).

Key Metrics

Metric	COWZ	VOO
Expense Ratio	0.49%	0.03%
Dividend Yield	2.1%	1.1%
Fund Family	N/A	N/A
Category	US Factor - Cash Flow	US Large Cap Blend

Performance Chart

Indexed to 100 at start (5-year comparison)

COWZ +49.1%

VOO +65.2%

Performance Comparison

Period	COWZ	VOO	Difference
1 Month	-1.38%	+0.48%	-1.86%
3 Months	+0.42%	-2.24%	+2.66%
6 Months	+10.37%	+2.53%	+7.84%
YTD	+2.83%	-0.52%	+3.35%
1 Year	+26.86%	+29.66%	-2.80%
3 Years	+29.94%	+66.05%	-36.11%
5 Years	+49.11%	+65.17%	-16.06%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment	Period	COWZ Fees	VOO Fees	You Save
$10,000	10 years	$960	$60	$900
$10,000	20 years	$4,052	$258	$3,794
$10,000	30 years	$12,832	$835	$11,997
$50,000	10 years	$4,799	$299	$4,499
$50,000	30 years	$64,162	$4,176	$59,986
$100,000	30 years	$128,324	$8,352	$119,972

Risk Metrics

Based on 5 years of daily returns

Metric	COWZ	VOO
Annualized Volatility	17.8%	16.8%
Max Drawdown	-22.6%	-25.4%
Sharpe Ratio	0.29	0.42

Dividend Comparison

Metric	COWZ	VOO
Annual Dividend (per share)	$1.29	$7.13
Dividend Yield	2.08%	1.14%
Distribution Frequency	Quarterly	Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

COWZ Top Holdings

Name	Weight
ConocoPhillipsCOP	2.30%
Pfizer Inc.PFE	2.11%
Altria Group, Inc.MO	2.05%
AT&T Inc.T	2.02%
Bristol-Myers Squibb CompanyBMY	2.02%
Gilead Sciences, Inc.GILD	1.99%
Newmont CorporationNEM	1.99%
Booking Holdings Inc.BKNG	1.98%
Verizon Communications Inc.VZ	1.97%
Uber Technologies, Inc.UBER	1.97%

VOO Top Holdings

Name	Weight
NVIDIA CorporationNVDA	7.31%
Apple Inc.AAPL	6.63%
Microsoft CorporationMSFT	4.96%
Amazon.com, Inc.AMZN	3.47%
Broadcom Inc.AVGO	2.56%
Alphabet Inc.GOOG	2.46%
Meta Platforms, Inc.META	2.40%
Tesla, Inc.TSLA	1.92%
Berkshire Hathaway Inc.BRK.B	1.57%

Which One Should You Choose?

Choose VOO if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose VOO if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose COWZ if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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