COWZ vs VYM
Pacer US Cash Cows 100 ETF vs Vanguard High Dividend Yield Index Fund ETF Shares
Last updated: 2026-04-02
Pacer US Cash Cows 100 ETF (COWZ) is an exchange-traded fund that provides exposure to us factor - cash flow securities. It charges an above-average expense ratio of 0.49%. The fund offers a moderate dividend yield of 2.07%. Launched in 2016, the fund has a 10-year track record.
Vanguard High Dividend Yield Index Fund ETF Shares (VYM) is an exchange-traded fund issued by Vanguard that provides exposure to U.S. dividend-paying stocks selected for yield or dividend growth. It charges a very low expense ratio of 0.04%. The fund offers a moderate dividend yield of 2.37%. Launched in 2006, the fund has a 20-year track record.
Quick Verdict
VYM is significantly cheaper at 0.04% vs 0.49% expense ratio, saving you approximately $880 per $10,000 invested over 10 years. Both funds have delivered similar 1-year returns (14.1% vs 15.0%), tracking closely.
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Top Holdings
0 of top 10 holdings overlap (0% overlap in top holdings)
COWZ Top Holdings
| Name | Weight |
|---|---|
| ConocoPhillipsCOP | 2.35% |
| Pfizer Inc.PFE | 2.12% |
| Altria Group, Inc.MO | 2.09% |
| AT&T Inc.T | 2.08% |
| Bristol-Myers Squibb CompanyBMY | 2.05% |
| Verizon Communications Inc.VZ | 2.04% |
| T-Mobile US, Inc.TMUS | 2.00% |
| Diamondback Energy, Inc.FANG | 1.97% |
| Gilead Sciences, Inc.GILD | 1.96% |
| QUALCOMM IncorporatedQCOM | 1.94% |
VYM Top Holdings
| Name | Weight |
|---|---|
| Broadcom Inc.AVGO | 6.48% |
| JPMorgan Chase & Co.JPM | 3.36% |
| Exxon Mobil CorporationXOM | 2.83% |
| Johnson & JohnsonJNJ | 2.63% |
| Walmart Inc.WMT | 2.44% |
| AbbVie Inc.ABBV | 1.81% |
| The Procter & Gamble CompanyPG | 1.72% |
| The Home Depot, Inc.HD | 1.66% |
| Chevron CorporationCVX | 1.54% |
| Caterpillar Inc.CAT | 1.51% |
Which One Should You Choose?
Choose VYM if...
you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.
Choose VYM if...
you prioritize dividend income and want higher regular distributions from your portfolio.