ETF Versus

EFA vs VTV

iShares MSCI EAFE ETF vs Vanguard Value Index Fund ETF Shares

Last updated: 2026-04-02

EFA iShares

iShares MSCI EAFE ETF (EFA) is an exchange-traded fund issued by iShares that provides exposure to equities in developed international markets outside the U.S.. It charges an above-average expense ratio of 0.32%. The fund offers an attractive dividend yield of 3.29%. Launched in 2001, the fund has a 25-year track record.

AUM: $69.1B ER: 0.32% Yield: 3.29% Since: Aug 14, 2001
VTV Vanguard

Vanguard Value Index Fund ETF Shares (VTV) is an exchange-traded fund issued by Vanguard that provides exposure to large-cap U.S. value stocks trading at below-market valuations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 2.02%. Launched in 2004, the fund has a 22-year track record.

AUM: $162.0B ER: 0.03% Yield: 2.02% Since: Jan 26, 2004

Quick Verdict

VTV is significantly cheaper at 0.03% vs 0.32% expense ratio, saving you approximately $571 per $10,000 invested over 10 years. Over the past year, EFA has significantly outperformed with a 20.5% return vs 14.1%. Income investors may prefer EFA for its higher yield (3.3% vs 2.0%).

Key Metrics

Metric EFA VTV
Expense Ratio 0.32% 0.03%
Dividend Yield 3.3% 2.0%
Fund Family iShares Vanguard
Category International Developed US Large Cap Value

Performance Chart

Indexed to 100 at start (5-year comparison)

70 88 106 124 142 160 2021-04 2022-06 2023-09 2024-12 2026-04
EFA +26.5%
VTV +47.7%

Performance Comparison

Period EFA VTV Difference
1 Month -4.54% -4.90% +0.36%
3 Months +1.62% +2.00% -0.38%
6 Months +3.71% +4.87% -1.16%
YTD +1.62% +2.00% -0.38%
1 Year +20.48% +14.12% +6.36%
3 Years +36.79% +41.26% -4.47%
5 Years +26.46% +47.66% -21.20%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period EFA Fees VTV Fees You Save
$10.000 10 years $631 $60 $571
$10.000 20 years $2.686 $258 $2.427
$10.000 30 years $8.571 $835 $7.736
$50.000 10 years $3.156 $299 $2.857
$50.000 30 years $42.854 $4.176 $38.678
$100.000 30 years $85.707 $8.352 $77.355

Risk Metrics

Based on 5 years of daily returns

Metric EFA VTV
Annualized Volatility 16.6% 13.9%
Max Drawdown -32.4% -18.1%
Sharpe Ratio 0.10 0.31

Dividend Comparison

Metric EFA VTV
Annual Dividend (per share) $3.25 $3.97
Dividend Yield 3.29% 2.02%
Distribution Frequency Semi-Annual or Annual Quarterly

Top Holdings

0 of top 10 holdings overlap (0% overlap in top holdings)

EFA Top Holdings

NameWeight
ASML Holding N.V.!ams/ASML2.54%
AstraZeneca PLC!lon/AZN1.46%
Novartis AG!swx/NOVN1.41%
Roche Holding AG!swx/ROP1.36%
HSBC Holdings plc!lon/HSBA1.36%
Shell plc!lon/SHEL1.31%
Nestlé S.A.!swx/NESN1.22%
Toyota Motor Corporation!tyo/72031.00%
Commonwealth Bank of Australia!asx/CBA0.99%
Mitsubishi UFJ Financial Group, Inc.!tyo/83060.95%

VTV Top Holdings

NameWeight
Berkshire Hathaway Inc.BRK.B3.07%
JPMorgan Chase & Co.JPM2.98%
Exxon Mobil CorporationXOM2.50%
Johnson & JohnsonJNJ2.33%
Walmart Inc.WMT2.18%
Micron Technology, Inc.MU1.81%
AbbVie Inc.ABBV1.60%
The Procter & Gamble CompanyPG1.52%
The Home Depot, Inc.HD1.47%
Chevron CorporationCVX1.39%

Which One Should You Choose?

Choose VTV if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose EFA if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose EFA if...

you prioritize dividend income and want higher regular distributions from your portfolio.

Related Comparisons