ETF Versus

GLD vs SPDW

SPDR Gold Shares vs State Street SPDR Portfolio Developed World ex-US ETF

Last updated: 2026-04-02

GLD State Street

SPDR Gold Shares (GLD) is an exchange-traded fund issued by State Street that provides exposure to gold securities. It charges an above-average expense ratio of 0.40%. Launched in 2004, the fund has a 22-year track record.

AUM: N/A ER: 0.40% Yield: N/A Since: 2004-11-18
SPDW State Street

State Street SPDR Portfolio Developed World ex-US ETF (SPDW) is an exchange-traded fund issued by State Street that provides exposure to equities in developed international markets outside the U.S.. It charges a very low expense ratio of 0.03%. The fund offers an attractive dividend yield of 3.19%. Launched in 2007, the fund has a 19-year track record.

AUM: N/A ER: 0.03% Yield: 3.19% Since: 2007-04-26

Quick Verdict

SPDW is significantly cheaper at 0.03% vs 0.40% expense ratio, saving you approximately $727 per $10,000 invested over 10 years. Over the past year, GLD has significantly outperformed with a 48.9% return vs 25.6%.

Key Metrics

Metric GLD SPDW
Expense Ratio 0.40% 0.03%
Dividend Yield N/A 3.2%
Fund Family State Street State Street
Category Gold International Developed

Performance Chart

Indexed to 100 at start (5-year comparison)

70 115 160 205 250 295 2021-04 2022-06 2023-10 2024-12 2026-04
GLD +164.9%
SPDW +26.6%

Performance Comparison

Period GLD SPDW Difference
1 Month -8.37% -2.87% -5.50%
3 Months +7.70% +2.43% +5.27%
6 Months +17.72% +5.33% +12.39%
YTD +7.70% +2.43% +5.27%
1 Year +48.86% +25.60% +23.26%
3 Years +132.44% +42.12% +90.32%
5 Years +164.91% +26.60% +138.31%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period GLD Fees SPDW Fees You Save
$10,000 10 years $786 $60 $727
$10,000 20 years $3,334 $258 $3,075
$10,000 30 years $10,601 $835 $9,765
$50,000 10 years $3,932 $299 $3,633
$50,000 30 years $53,003 $4,176 $48,827
$100,000 30 years $106,005 $8,352 $97,653

Risk Metrics

Based on 5 years of daily returns

Metric GLD SPDW
Annualized Volatility 17.8% 16.3%
Max Drawdown -21.0% -33.0%
Sharpe Ratio 0.94 0.10

Dividend Comparison

Metric GLD SPDW
Annual Dividend (per share) $0.00 $1.47
Dividend Yield 0.00% 3.19%
Distribution Frequency None Semi-Annual or Annual

Which One Should You Choose?

Choose SPDW if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose GLD if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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