ETF Versus

GLDM vs XLV

SPDR Gold MiniShares vs State Street Health Care Select Sector SPDR ETF

Last updated: 2026-04-10

GLDM SPDR

SPDR Gold MiniShares (GLDM) is an exchange-traded fund issued by SPDR that provides exposure to gold securities. It charges a low expense ratio of 0.10%. Launched in 2018, the fund has a 8-year track record.

AUM: $31.3B ER: 0.10% Yield: N/A Since: Jun 25, 2018
XLV SPDR

State Street Health Care Select Sector SPDR ETF (XLV) is an exchange-traded fund issued by SPDR that provides exposure to us sector - healthcare securities. It charges a low expense ratio of 0.08%. The fund offers a moderate dividend yield of 1.70%. Launched in 1998, the fund has a 28-year track record.

AUM: $39.2B ER: 0.08% Yield: 1.70% Since: Dec 16, 1998

Quick Verdict

XLV has a slightly lower expense ratio (0.08% vs 0.10%), saving about $40 per $10,000 over 10 years. Over the past year, GLDM has significantly outperformed with a 50.3% return vs 9.6%.

Key Metrics

Metric GLDM XLV
Expense Ratio 0.10% 0.08%
Dividend Yield N/A 1.7%
Fund Family SPDR SPDR
Category Gold US Sector - Healthcare

Performance Chart

Indexed to 100 at start (5-year comparison)

90 134 178 222 266 310 2021-04 2022-07 2023-10 2025-01 2026-04
GLDM +173.7%
XLV +25.2%

Performance Comparison

Period GLDM XLV Difference
1 Month -8.03% -3.26% -4.77%
3 Months +3.80% -6.04% +9.84%
6 Months +15.97% +4.17% +11.80%
YTD +10.05% -4.91% +14.96%
1 Year +50.25% +9.62% +40.63%
3 Years +137.19% +10.45% +126.74%
5 Years +173.65% +25.24% +148.41%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period GLDM Fees XLV Fees You Save
$10,000 10 years $199 $159 $40
$10,000 20 years $856 $686 $170
$10,000 30 years $2,758 $2,212 $546
$50,000 10 years $995 $797 $198
$50,000 30 years $13,790 $11,061 $2,728
$100,000 30 years $27,580 $22,123 $5,457

Risk Metrics

Based on 5 years of daily returns

Metric GLDM XLV
Annualized Volatility 17.7% 14.6%
Max Drawdown -20.9% -18.1%
Sharpe Ratio 0.98 0.07

Dividend Comparison

Metric GLDM XLV
Annual Dividend (per share) $0.00 $2.51
Dividend Yield 0.00% 1.70%
Distribution Frequency None Quarterly

Top Holdings

XLV Top Holdings

NameWeight
Eli Lilly and CompanyLLY14.06%
Johnson & JohnsonJNJ10.80%
AbbVie Inc.ABBV6.97%
Merck & Co., Inc.MRK5.66%
UnitedHealth Group IncorporatedUNH5.16%
Amgen Inc.AMGN3.56%
Thermo Fisher Scientific Inc.TMO3.49%
Abbott LaboratoriesABT3.32%
Gilead Sciences, Inc.GILD3.27%
Intuitive Surgical, Inc.ISRG3.00%

Which One Should You Choose?

Choose XLV if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose GLDM if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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