ETF Versus

HYG vs LQD

iShares iBoxx $ High Yield Corporate Bond ETF vs iShares iBoxx $ Investment Grade Corporate Bond ETF

Last updated: 2026-04-02

HYG iShares

iShares iBoxx $ High Yield Corporate Bond ETF (HYG) is an exchange-traded fund issued by iShares that provides exposure to below-investment-grade U.S. corporate bonds offering higher yields. It charges an above-average expense ratio of 0.49%. The fund offers a high dividend yield of 5.88%. Launched in 2007, the fund has a 19-year track record.

AUM: $16.3B ER: 0.49% Yield: 5.88% Since: Apr 4, 2007
LQD iShares

iShares iBoxx $ Investment Grade Corporate Bond ETF (LQD) is an exchange-traded fund issued by iShares that provides exposure to investment-grade U.S. corporate bonds. It charges a low expense ratio of 0.14%. The fund offers a high dividend yield of 4.53%. Launched in 2002, the fund has a 24-year track record.

AUM: $29.2B ER: 0.14% Yield: 4.53% Since: Jul 22, 2002

Quick Verdict

LQD is significantly cheaper at 0.14% vs 0.49% expense ratio, saving you approximately $682 per $10,000 invested over 10 years. Both funds have delivered similar 1-year returns (0.9% vs 0.0%), tracking closely. Income investors may prefer HYG for its higher yield (5.9% vs 4.5%).

Key Metrics

Metric HYG LQD
Expense Ratio 0.49% 0.14%
Dividend Yield 5.9% 4.5%
Fund Family iShares iShares
Category US High Yield Bond US Investment Grade Corporate

Performance Chart

Indexed to 100 at start (5-year comparison)

75 81 87 93 99 105 2021-04 2022-06 2023-09 2024-12 2026-04
HYG -8.9%
LQD -16.4%

Performance Comparison

Period HYG LQD Difference
1 Month -1.13% -2.04% +0.91%
3 Months -1.61% -1.36% -0.25%
6 Months -1.82% -2.59% +0.77%
YTD -1.61% -1.36% -0.25%
1 Year +0.86% +0.00% +0.86%
3 Years +5.62% -1.16% +6.78%
5 Years -8.89% -16.40% +7.51%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period HYG Fees LQD Fees You Save
$10.000 10 years $960 $278 $682
$10.000 20 years $4.052 $1.194 $2.858
$10.000 30 years $12.832 $3.841 $8.992
$50.000 10 years $4.799 $1.391 $3.408
$50.000 30 years $64.162 $19.203 $44.959
$100.000 30 years $128.324 $38.406 $89.918

Risk Metrics

Based on 5 years of daily returns

Metric HYG LQD
Annualized Volatility 7.6% 8.7%
Max Drawdown -19.3% -27.9%
Sharpe Ratio -0.80 -0.89

Dividend Comparison

Metric HYG LQD
Annual Dividend (per share) $4.67 $4.92
Dividend Yield 5.88% 4.53%
Distribution Frequency Monthly Monthly

Which One Should You Choose?

Choose LQD if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose HYG if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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