ETF Versus

IAU vs VIG

iShares Gold Trust vs Vanguard Dividend Appreciation Index Fund ETF Shares

Last updated: 2026-04-09

IAU

iShares Gold Trust (IAU) is an exchange-traded fund that provides exposure to gold securities. It charges a moderate expense ratio of 0.25%. Launched in 2005, the fund has a 21-year track record.

AUM: $73.9B ER: 0.25% Yield: N/A Since: Jan 21, 2005
VIG

Vanguard Dividend Appreciation Index Fund ETF Shares (VIG) is an exchange-traded fund that provides exposure to U.S. dividend-paying stocks selected for yield or dividend growth. It charges a very low expense ratio of 0.04%. The fund offers a moderate dividend yield of 1.56%. Launched in 2006, the fund has a 20-year track record.

AUM: $99.7B ER: 0.04% Yield: 1.56% Since: Apr 21, 2006

Quick Verdict

VIG is significantly cheaper at 0.04% vs 0.25% expense ratio, saving you approximately $415 per $10,000 invested over 10 years. Over the past year, IAU has significantly outperformed with a 51.5% return vs 16.2%.

Key Metrics

Metric IAU VIG
Expense Ratio 0.25% 0.04%
Dividend Yield N/A 1.6%
Fund Family N/A N/A
Category Gold US Dividend

Performance Chart

Indexed to 100 at start (5-year comparison)

90 133 176 219 262 305 2021-04 2022-07 2023-10 2024-12 2026-04
IAU +166.3%
VIG +43.6%

Performance Comparison

Period IAU VIG Difference
1 Month -9.60% -2.24% -7.36%
3 Months +4.21% -3.59% +7.80%
6 Months +14.25% +0.59% +13.66%
YTD +8.46% -1.77% +10.23%
1 Year +51.52% +16.16% +35.36%
3 Years +134.21% +40.11% +94.10%
5 Years +168.06% +43.30% +124.76%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IAU Fees VIG Fees You Save
$10,000 10 years $495 $80 $415
$10,000 20 years $2,111 $344 $1,767
$10,000 30 years $6,758 $1,112 $5,646
$50,000 10 years $2,473 $399 $2,074
$50,000 30 years $33,792 $5,560 $28,232
$100,000 30 years $67,584 $11,121 $56,463

Risk Metrics

Based on 5 years of daily returns

Metric IAU VIG
Annualized Volatility 17.7% 14.3%
Max Drawdown -20.9% -21.5%
Sharpe Ratio 0.95 0.27

Dividend Comparison

Metric IAU VIG
Annual Dividend (per share) $0.00 $3.45
Dividend Yield 0.00% 1.59%
Distribution Frequency None Quarterly

Top Holdings

VIG Top Holdings

NameWeight
Broadcom Inc.AVGO5.92%
Apple Inc.AAPL3.89%
Eli Lilly and CompanyLLY3.70%
Microsoft CorporationMSFT3.45%
JPMorgan Chase & Co.JPM3.42%
Exxon Mobil CorporationXOM2.87%
Johnson & JohnsonJNJ2.65%
Walmart Inc.WMT2.48%
Visa Inc.V2.23%
Costco Wholesale CorporationCOST1.98%

Which One Should You Choose?

Choose VIG if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose IAU if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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