ETF Versus

IAU vs VTV

iShares Gold Trust vs Vanguard Value Index Fund ETF Shares

Last updated: 2026-04-09

IAU

iShares Gold Trust (IAU) is an exchange-traded fund that provides exposure to gold securities. It charges a moderate expense ratio of 0.25%. Launched in 2005, the fund has a 21-year track record.

AUM: $73.9B ER: 0.25% Yield: N/A Since: Jan 21, 2005
VTV

Vanguard Value Index Fund ETF Shares (VTV) is an exchange-traded fund that provides exposure to large-cap U.S. value stocks trading at below-market valuations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.97%. Launched in 2004, the fund has a 22-year track record.

AUM: $164.3B ER: 0.03% Yield: 1.97% Since: Jan 26, 2004

Quick Verdict

VTV is significantly cheaper at 0.03% vs 0.25% expense ratio, saving you approximately $435 per $10,000 invested over 10 years. Over the past year, IAU has significantly outperformed with a 51.5% return vs 20.6%.

Key Metrics

Metric IAU VTV
Expense Ratio 0.25% 0.03%
Dividend Yield N/A 2.0%
Fund Family N/A N/A
Category Gold US Large Cap Value

Performance Chart

Indexed to 100 at start (5-year comparison)

90 133 176 219 262 305 2021-04 2022-07 2023-10 2024-12 2026-04
IAU +166.3%
VTV +47.9%

Performance Comparison

Period IAU VTV Difference
1 Month -9.60% -1.17% -8.43%
3 Months +4.21% +0.39% +3.82%
6 Months +14.25% +7.07% +7.18%
YTD +8.46% +2.47% +5.99%
1 Year +51.52% +20.57% +30.95%
3 Years +134.21% +41.75% +92.46%
5 Years +168.06% +47.77% +120.29%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IAU Fees VTV Fees You Save
$10,000 10 years $495 $60 $435
$10,000 20 years $2,111 $258 $1,853
$10,000 30 years $6,758 $835 $5,923
$50,000 10 years $2,473 $299 $2,173
$50,000 30 years $33,792 $4,176 $29,616
$100,000 30 years $67,584 $8,352 $59,232

Risk Metrics

Based on 5 years of daily returns

Metric IAU VTV
Annualized Volatility 17.7% 13.9%
Max Drawdown -20.9% -18.1%
Sharpe Ratio 0.95 0.31

Dividend Comparison

Metric IAU VTV
Annual Dividend (per share) $0.00 $3.97
Dividend Yield 0.00% 2.01%
Distribution Frequency None Quarterly

Top Holdings

VTV Top Holdings

NameWeight
Berkshire Hathaway Inc.BRK.B3.07%
JPMorgan Chase & Co.JPM2.98%
Exxon Mobil CorporationXOM2.50%
Johnson & JohnsonJNJ2.33%
Walmart Inc.WMT2.18%
Micron Technology, Inc.MU1.81%
AbbVie Inc.ABBV1.60%
The Procter & Gamble CompanyPG1.52%
The Home Depot, Inc.HD1.47%
Chevron CorporationCVX1.39%

Which One Should You Choose?

Choose VTV if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose IAU if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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