ETF Versus

IAU vs VXUS

iShares Gold Trust vs Vanguard Total International Stock Index Fund ETF Shares

Last updated: 2026-04-09

IAU

iShares Gold Trust (IAU) is an exchange-traded fund that provides exposure to gold securities. It charges a moderate expense ratio of 0.25%. Launched in 2005, the fund has a 21-year track record.

AUM: $73.9B ER: 0.25% Yield: N/A Since: Jan 21, 2005

Vanguard Total International Stock Index Fund ETF Shares (VXUS) is an exchange-traded fund that provides exposure to international stocks across both developed and emerging markets. It charges a very low expense ratio of 0.05%. The fund offers an attractive dividend yield of 2.82%. Launched in 2011, the fund has a 15-year track record.

AUM: $134.2B ER: 0.05% Yield: 2.82% Since: Jan 26, 2011

Quick Verdict

VXUS is significantly cheaper at 0.05% vs 0.25% expense ratio, saving you approximately $395 per $10,000 invested over 10 years. Over the past year, IAU has significantly outperformed with a 51.5% return vs 31.1%.

Key Metrics

Metric IAU VXUS
Expense Ratio 0.25% 0.05%
Dividend Yield N/A 2.8%
Fund Family N/A N/A
Category Gold International Equity

Performance Chart

Indexed to 100 at start (5-year comparison)

70 117 164 211 258 305 2021-04 2022-07 2023-10 2024-12 2026-04
IAU +166.3%
VXUS +21.7%

Performance Comparison

Period IAU VXUS Difference
1 Month -9.60% -1.39% -8.21%
3 Months +4.21% +0.24% +3.97%
6 Months +14.25% +6.48% +7.77%
YTD +8.46% +1.93% +6.53%
1 Year +51.52% +31.13% +20.39%
3 Years +134.21% +40.78% +93.43%
5 Years +168.06% +22.40% +145.66%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IAU Fees VXUS Fees You Save
$10,000 10 years $495 $100 $395
$10,000 20 years $2,111 $430 $1,681
$10,000 30 years $6,758 $1,388 $5,370
$50,000 10 years $2,473 $499 $1,974
$50,000 30 years $33,792 $6,941 $26,851
$100,000 30 years $67,584 $13,882 $53,701

Risk Metrics

Based on 5 years of daily returns

Metric IAU VXUS
Annualized Volatility 17.7% 15.9%
Max Drawdown -20.9% -32.7%
Sharpe Ratio 0.95 0.04

Dividend Comparison

Metric IAU VXUS
Annual Dividend (per share) $0.00 $2.29
Dividend Yield 0.00% 2.93%
Distribution Frequency None Quarterly

Top Holdings

VXUS Top Holdings

NameWeight
Taiwan Semiconductor Manufacturing Company Limited!tpe/23303.43%
Samsung Electronics Co., Ltd.!krx/0059301.59%
ASML Holding N.V.!ams/ASML1.29%
Tencent Holdings Limited!hkg/07000.92%
SK hynix Inc.!krx/0006600.91%
Roche Holding AGROC1.L0.76%
Alibaba Group Holding Limited!hkg/99880.73%
Novartis AG!swx/NOVN0.73%
HSBC Holdings plc!lon/HSBA0.73%

Which One Should You Choose?

Choose VXUS if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose IAU if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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