ETF Versus

IJH vs XLK

iShares Core S&P Mid-Cap ETF vs State Street Technology Select Sector SPDR ETF

Last updated: 2026-04-02

IJH iShares

iShares Core S&P Mid-Cap ETF (IJH) is an exchange-traded fund issued by iShares that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a very low expense ratio of 0.05%. The fund offers a moderate dividend yield of 1.31%. Launched in 2000, the fund has a 26-year track record.

AUM: $104.0B ER: 0.05% Yield: 1.31% Since: May 22, 2000
XLK

State Street Technology Select Sector SPDR ETF (XLK) is an exchange-traded fund that provides exposure to us sector - technology securities. It charges a low expense ratio of 0.08%. The fund offers a modest dividend yield of 0.57%. Launched in 1998, the fund has a 28-year track record.

AUM: $82.2B ER: 0.08% Yield: 0.57% Since: Dec 16, 1998

Quick Verdict

IJH has a slightly lower expense ratio (0.05% vs 0.08%), saving about $60 per $10,000 over 10 years. Over the past year, XLK has significantly outperformed with a 29.7% return vs 16.1%. Income investors may prefer IJH for its higher yield (1.3% vs 0.6%).

Key Metrics

Metric IJH XLK
Expense Ratio 0.05% 0.08%
Dividend Yield 1.3% 0.6%
Fund Family iShares N/A
Category US Mid Cap US Sector - Technology

Performance Chart

Indexed to 100 at start (5-year comparison)

80 108 136 164 192 220 2021-04 2022-06 2023-09 2024-12 2026-04
IJH +28.1%
XLK +95.1%

Performance Comparison

Period IJH XLK Difference
1 Month -5.55% -3.32% -2.23%
3 Months +1.78% -6.51% +8.29%
6 Months +3.54% -5.23% +8.77%
YTD +1.78% -6.51% +8.29%
1 Year +16.09% +29.73% -13.64%
3 Years +36.14% +78.96% -42.82%
5 Years +28.09% +95.13% -67.04%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IJH Fees XLK Fees You Save
$10.000 10 years $100 $159 $60
$10.000 20 years $430 $686 $256
$10.000 30 years $1.388 $2.212 $824
$50.000 10 years $499 $797 $298
$50.000 30 years $6.941 $11.061 $4.120
$100.000 30 years $13.882 $22.123 $8.240

Risk Metrics

Based on 5 years of daily returns

Metric IJH XLK
Annualized Volatility 19.8% 24.7%
Max Drawdown -24.6% -34.0%
Sharpe Ratio 0.12 0.49

Dividend Comparison

Metric IJH XLK
Annual Dividend (per share) $0.89 $0.77
Dividend Yield 1.31% 0.57%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 10 holdings overlap (0% overlap in top holdings)

IJH Top Holdings

NameWeight
TechnipFMC plcFTI0.92%
Casey's General Stores, Inc.CASY0.84%
Curtiss-Wright CorporationCW0.78%
Flex Ltd.FLEX0.76%
United Therapeutics CorporationUTHR0.72%
XPO, Inc.XPO0.70%
Woodward, Inc.WWD0.67%
US Foods Holding Corp.USFD0.64%
FabrinetFN0.63%
Burlington Stores, Inc.BURL0.62%

XLK Top Holdings

NameWeight
NVIDIA CorporationNVDA15.50%
Apple Inc.AAPL13.63%
Microsoft CorporationMSFT10.05%
Broadcom Inc.AVGO5.37%
Micron Technology, Inc.MU3.39%
Palantir Technologies Inc.PLTR2.98%
Advanced Micro Devices, Inc.AMD2.95%
Cisco Systems, Inc.CSCO2.73%
Applied Materials, Inc.AMAT2.42%
Lam Research CorporationLRCX2.38%

Which One Should You Choose?

Choose IJH if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose XLK if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose IJH if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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