ETF Versus

ITOT vs VB

iShares Core S&P Total U.S. Stock Market ETF vs Vanguard Small-Cap Index Fund ETF Shares

Last updated: 2026-04-02

ITOT iShares

iShares Core S&P Total U.S. Stock Market ETF (ITOT) is an exchange-traded fund issued by iShares that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.12%. Launched in 2004, the fund has a 22-year track record.

AUM: $77.6B ER: 0.03% Yield: 1.12% Since: Jan 20, 2004
VB Vanguard

Vanguard Small-Cap Index Fund ETF Shares (VB) is an exchange-traded fund issued by Vanguard that provides exposure to small-cap U.S. equities with higher growth potential and volatility. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.33%. Launched in 2004, the fund has a 22-year track record.

AUM: $69.1B ER: 0.03% Yield: 1.33% Since: Jan 26, 2004

Quick Verdict

VB has edged ahead over the past year (18.4% vs 17.2%).

Key Metrics

Metric ITOT VB
Expense Ratio 0.03% 0.03%
Dividend Yield 1.1% 1.3%
Fund Family iShares Vanguard
Category US Total Market US Small Cap

Performance Chart

Indexed to 100 at start (5-year comparison)

75 93 111 129 147 165 2021-04 2022-06 2023-09 2024-12 2026-04
ITOT +52.8%
VB +20.7%

Performance Comparison

Period ITOT VB Difference
1 Month -4.55% -5.50% +0.95%
3 Months -3.83% +0.71% -4.54%
6 Months -2.08% +2.15% -4.23%
YTD -3.83% +0.71% -4.54%
1 Year +17.17% +18.40% -1.23%
3 Years +57.97% +39.02% +18.95%
5 Years +52.82% +20.71% +32.11%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period ITOT Fees VB Fees You Save
$10.000 10 years $60 $60 $0
$10.000 20 years $258 $258 $0
$10.000 30 years $835 $835 $0
$50.000 10 years $299 $299 $0
$50.000 30 years $4.176 $4.176 $0
$100.000 30 years $8.352 $8.352 $0

Risk Metrics

Based on 5 years of daily returns

Metric ITOT VB
Annualized Volatility 17.4% 20.8%
Max Drawdown -26.2% -28.8%
Sharpe Ratio 0.32 0.07

Dividend Comparison

Metric ITOT VB
Annual Dividend (per share) $1.61 $3.50
Dividend Yield 1.13% 1.33%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

ITOT Top Holdings

NameWeight
NVIDIA CorporationNVDA6.59%
Apple Inc.AAPL5.91%
Microsoft CorporationMSFT4.29%
Amazon.com, Inc.AMZN3.15%
Broadcom Inc.AVGO2.31%
Alphabet Inc.GOOG2.07%
Meta Platforms, Inc.META1.86%
Tesla, Inc.TSLA1.65%
Berkshire Hathaway Inc.BRK.B1.39%

VB Top Holdings

NameWeight
Sandisk CorporationSNDK1.21%
Comfort Systems USA, Inc.FIX0.65%
Lumentum Holdings Inc.LITE0.64%
Ciena CorporationCIEN0.64%
Coherent Corp.COHR0.53%
Rocket Lab CorporationRKLB0.48%
NRG Energy, Inc.NRG0.44%
Bloom Energy CorporationBE0.43%
EMCOR Group, Inc.EME0.42%

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