ETF Versus

ITOT vs VEA

iShares Core S&P Total U.S. Stock Market ETF vs Vanguard FTSE Developed Markets Index Fund ETF Shares

Last updated: 2026-04-02

ITOT iShares

iShares Core S&P Total U.S. Stock Market ETF (ITOT) is an exchange-traded fund issued by iShares that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.12%. Launched in 2004, the fund has a 22-year track record.

AUM: $77.6B ER: 0.03% Yield: 1.12% Since: Jan 20, 2004
VEA Vanguard

Vanguard FTSE Developed Markets Index Fund ETF Shares (VEA) is an exchange-traded fund issued by Vanguard that provides exposure to equities in developed international markets outside the U.S.. It charges a very low expense ratio of 0.03%. The fund offers an attractive dividend yield of 2.88%. Launched in 2007, the fund has a 19-year track record.

AUM: $198.8B ER: 0.03% Yield: 2.88% Since: Jul 20, 2007

Quick Verdict

Over the past year, VEA has significantly outperformed with a 27.7% return vs 17.2%. Income investors may prefer VEA for its higher yield (2.9% vs 1.1%).

Key Metrics

Metric ITOT VEA
Expense Ratio 0.03% 0.03%
Dividend Yield 1.1% 2.9%
Fund Family iShares Vanguard
Category US Total Market International Developed

Performance Chart

Indexed to 100 at start (5-year comparison)

70 89 108 127 146 165 2021-04 2022-06 2023-09 2024-12 2026-04
ITOT +52.8%
VEA +29.0%

Performance Comparison

Period ITOT VEA Difference
1 Month -4.55% -5.61% +1.06%
3 Months -3.83% +3.07% -6.90%
6 Months -2.08% +6.68% -8.76%
YTD -3.83% +3.07% -6.90%
1 Year +17.17% +27.70% -10.53%
3 Years +57.97% +43.04% +14.93%
5 Years +52.82% +28.99% +23.83%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period ITOT Fees VEA Fees You Save
$10.000 10 years $60 $60 $0
$10.000 20 years $258 $258 $0
$10.000 30 years $835 $835 $0
$50.000 10 years $299 $299 $0
$50.000 30 years $4.176 $4.176 $0
$100.000 30 years $8.352 $8.352 $0

Risk Metrics

Based on 5 years of daily returns

Metric ITOT VEA
Annualized Volatility 17.4% 16.4%
Max Drawdown -26.2% -32.3%
Sharpe Ratio 0.32 0.12

Dividend Comparison

Metric ITOT VEA
Annual Dividend (per share) $1.61 $1.88
Dividend Yield 1.13% 2.88%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

ITOT Top Holdings

NameWeight
NVIDIA CorporationNVDA6.59%
Apple Inc.AAPL5.91%
Microsoft CorporationMSFT4.29%
Amazon.com, Inc.AMZN3.15%
Broadcom Inc.AVGO2.31%
Alphabet Inc.GOOG2.07%
Meta Platforms, Inc.META1.86%
Tesla, Inc.TSLA1.65%
Berkshire Hathaway Inc.BRK.B1.39%

VEA Top Holdings

NameWeight
Samsung Electronics Co., Ltd.!krx/0059302.18%
ASML Holding N.V.!ams/ASML1.77%
SK hynix Inc.!krx/0006601.24%
Roche Holding AGROC1.L1.03%
Novartis AG!swx/NOVN1.00%
HSBC Holdings plc!lon/HSBA0.99%
AstraZeneca PLC!lon/AZN0.98%
Nestlé S.A.!swx/NESN0.86%
Toyota Motor Corporation!tyo/72030.80%

Which One Should You Choose?

Choose VEA if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose VEA if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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