ETF Versus

IVV vs SCHA

iShares Core S&P 500 ETF vs Schwab U.S. Small-Cap ETF

Last updated: 2026-04-02

IVV

iShares Core S&P 500 ETF (IVV) is an exchange-traded fund that provides exposure to large-cap U.S. equities across growth and value styles. Launched in 2000, the fund has a 26-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 2000-05-19

Schwab U.S. Small-Cap ETF (SCHA) is an exchange-traded fund that provides exposure to small-cap U.S. equities with higher growth potential and volatility. Launched in 2009, the fund has a 17-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 2009-11-03

Quick Verdict

Over the past year, SCHA has significantly outperformed with a 23.1% return vs 16.0%.

Key Metrics

Metric IVV SCHA
Expense Ratio N/A N/A
Dividend Yield N/A N/A
Fund Family N/A N/A
Category US Large Cap Blend US Small Cap

Performance Chart

Indexed to 100 at start (5-year comparison)

75 95 115 135 155 175 2021-04 2022-06 2023-09 2024-12 2026-04
IVV +61.3%
SCHA +15.6%

Performance Comparison

Period IVV SCHA Difference
1 Month -3.70% -2.75% -0.95%
3 Months -4.10% +1.91% -6.01%
6 Months -2.49% +3.60% -6.09%
YTD -4.10% +1.91% -6.01%
1 Year +16.02% +23.11% -7.09%
3 Years +59.51% +40.06% +19.45%
5 Years +61.35% +15.59% +45.76%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IVV Fees SCHA Fees You Save
$10,000 10 years $0 $0 $0
$10,000 20 years $0 $0 $0
$10,000 30 years $0 $0 $0
$50,000 10 years $0 $0 $0
$50,000 30 years $0 $0 $0
$100,000 30 years $0 $0 $0

Risk Metrics

Based on 5 years of daily returns

Metric IVV SCHA
Annualized Volatility 16.9% 22.0%
Max Drawdown -25.4% -31.6%
Sharpe Ratio 0.39 0.04

Dividend Comparison

Metric IVV SCHA
Annual Dividend (per share) $8.06 $0.34
Dividend Yield 1.22% 1.16%
Distribution Frequency Quarterly Quarterly

Which One Should You Choose?

Choose SCHA if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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