ETF Versus

IVV vs VGT

iShares Core S&P 500 ETF vs Vanguard Information Technology Index Fund ETF Shares

Last updated: 2026-04-02

IVV iShares

iShares Core S&P 500 ETF (IVV) is an exchange-traded fund issued by iShares that provides exposure to large-cap U.S. equities across growth and value styles. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.23%. Launched in 2000, the fund has a 26-year track record.

AUM: $702.1B ER: 0.03% Yield: 1.23% Since: May 15, 2000
VGT

Vanguard Information Technology Index Fund ETF Shares (VGT) is an exchange-traded fund that provides exposure to us sector - technology securities. It charges a low expense ratio of 0.09%. The fund offers a modest dividend yield of 0.43%. Launched in 2004, the fund has a 22-year track record.

AUM: $102.6B ER: 0.09% Yield: 0.43% Since: Jan 26, 2004

Quick Verdict

IVV has a slightly lower expense ratio (0.03% vs 0.09%), saving about $119 per $10,000 over 10 years. Over the past year, VGT has significantly outperformed with a 29.2% return vs 16.7%. Income investors may prefer IVV for its higher yield (1.2% vs 0.4%).

Key Metrics

Metric IVV VGT
Expense Ratio 0.03% 0.09%
Dividend Yield 1.2% 0.4%
Fund Family iShares N/A
Category US Large Cap Blend US Sector - Technology

Performance Chart

Indexed to 100 at start (5-year comparison)

80 107 134 161 188 215 2021-04 2022-06 2023-09 2024-12 2026-04
IVV +61.3%
VGT +89.7%

Performance Comparison

Period IVV VGT Difference
1 Month -4.55% -3.71% -0.84%
3 Months -4.10% -6.53% +2.43%
6 Months -2.14% -6.49% +4.35%
YTD -4.10% -6.53% +2.43%
1 Year +16.72% +29.20% -12.48%
3 Years +59.51% +83.56% -24.05%
5 Years +61.35% +89.73% -28.38%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IVV Fees VGT Fees You Save
$10.000 10 years $60 $179 $119
$10.000 20 years $258 $771 $512
$10.000 30 years $835 $2.486 $1.650
$50.000 10 years $299 $896 $597
$50.000 30 years $4.176 $12.428 $8.252
$100.000 30 years $8.352 $24.855 $16.503

Risk Metrics

Based on 5 years of daily returns

Metric IVV VGT
Annualized Volatility 16.9% 25.1%
Max Drawdown -25.4% -35.5%
Sharpe Ratio 0.39 0.46

Dividend Comparison

Metric IVV VGT
Annual Dividend (per share) $8.06 $3.06
Dividend Yield 1.22% 0.43%
Distribution Frequency Quarterly Quarterly

Top Holdings

4 of top 9 holdings overlap (44% overlap in top holdings)

IVV Top Holdings

NameWeight
NVIDIA CorporationNVDA7.45%
Apple Inc.AAPL6.68%
Microsoft CorporationMSFT4.85%
Amazon.com, Inc.AMZN3.56%
Broadcom Inc.AVGO2.61%
Alphabet Inc.GOOG2.34%
Meta Platforms, Inc.META2.10%
Tesla, Inc.TSLA1.86%
Berkshire Hathaway Inc.BRK.B1.57%

VGT Top Holdings

NameWeight
NVIDIA CorporationNVDA18.07%
Apple Inc.AAPL15.84%
Microsoft CorporationMSFT10.39%
Broadcom Inc.AVGO4.34%
Micron Technology, Inc.MU2.37%
Advanced Micro Devices, Inc.AMD1.65%
Cisco Systems, Inc.CSCO1.63%
Palantir Technologies Inc.PLTR1.57%
Applied Materials, Inc.AMAT1.54%
Lam Research CorporationLRCX1.53%

Which One Should You Choose?

Choose IVV if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose VGT if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose IVV if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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