What is the expense ratio of IWF vs VTI?

IWF has an expense ratio of 0.18%, while VTI has an expense ratio of 0.03%.

IWF vs VTI

iShares Russell 1000 Growth ETF vs Vanguard Total Stock Market Index Fund ETF Shares

Last updated: 2026-04-02

IWF iShares

iShares Russell 1000 Growth ETF (IWF) is an exchange-traded fund issued by iShares that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. It charges a moderate expense ratio of 0.18%. The fund offers a modest dividend yield of 0.39%. Launched in 2000, the fund has a 26-year track record.

AUM: $108.0B ER: 0.18% Yield: 0.39% Since: May 22, 2000

VTI Vanguard

Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund issued by Vanguard that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.17%. Launched in 2001, the fund has a 25-year track record.

AUM: $546.0B ER: 0.03% Yield: 1.17% Since: May 24, 2001

Quick Verdict

VTI is significantly cheaper at 0.03% vs 0.18% expense ratio, saving you approximately $297 per $10,000 invested over 10 years. Both funds have delivered similar 1-year returns (18.2% vs 17.2%), tracking closely. Income investors may prefer VTI for its higher yield (1.2% vs 0.4%).

Key Metrics

Metric	IWF	VTI
Expense Ratio	0.18%	0.03%
Dividend Yield	0.4%	1.2%
Fund Family	iShares	Vanguard
Category	US Large Cap Growth	US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

IWF +71.3%

VTI +52.7%

Performance Comparison

Period	IWF	VTI	Difference
1 Month	-4.73%	-4.68%	-0.05%
3 Months	-8.83%	-3.89%	-4.94%
6 Months	-8.48%	-2.04%	-6.44%
YTD	-8.83%	-3.89%	-4.94%
1 Year	+18.20%	+17.21%	+0.99%
3 Years	+75.80%	+57.96%	+17.84%
5 Years	+71.26%	+52.67%	+18.59%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment	Period	IWF Fees	VTI Fees	You Save
$10.000	10 years	$357	$60	$297
$10.000	20 years	$1.529	$258	$1.271
$10.000	30 years	$4.912	$835	$4.076
$50.000	10 years	$1.786	$299	$1.486
$50.000	30 years	$24.558	$4.176	$20.382
$100.000	30 years	$49.116	$8.352	$40.764

Risk Metrics

Based on 5 years of daily returns

Metric	IWF	VTI
Annualized Volatility	21.4%	17.4%
Max Drawdown	-33.1%	-26.2%
Sharpe Ratio	0.40	0.32

Dividend Comparison

Metric	IWF	VTI
Annual Dividend (per share)	$1.69	$3.77
Dividend Yield	0.39%	1.17%
Distribution Frequency	Quarterly	Quarterly

Top Holdings

8 of top 9 holdings overlap (89% overlap in top holdings)

IWF Top Holdings

Name	Weight
NVIDIA CorporationNVDA	12.82%
Apple Inc.AAPL	11.79%
Microsoft CorporationMSFT	8.78%
Broadcom Inc.AVGO	4.81%
Amazon.com, Inc.AMZN	4.61%
Tesla, Inc.TSLA	3.57%
Meta Platforms, Inc.META	3.28%
Alphabet Inc.GOOG	2.83%
Eli Lilly and CompanyLLY	2.62%

VTI Top Holdings

Name	Weight
NVIDIA CorporationNVDA	6.17%
Apple Inc.AAPL	5.89%
Microsoft CorporationMSFT	4.40%
Amazon.com, Inc.AMZN	3.05%
Broadcom Inc.AVGO	2.28%
Alphabet Inc.GOOG	2.16%
Meta Platforms, Inc.META	2.13%
Tesla, Inc.TSLA	1.72%
Berkshire Hathaway Inc.BRK.B	1.37%

Which One Should You Choose?

Choose VTI if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose VTI if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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