ETF Versus

JEPI vs XYLD

JPMorgan Equity Premium Income ETF vs Global X S&P 500 Covered Call ETF

Last updated: 2026-04-02

JPMorgan Equity Premium Income ETF (JEPI) is an exchange-traded fund that provides exposure to us covered call securities. It charges an above-average expense ratio of 0.35%. The fund offers a high dividend yield of 8.44%. Launched in 2020, the fund has a 6-year track record.

AUM: $43.1B ER: 0.35% Yield: 8.44% Since: May 20, 2020

Global X S&P 500 Covered Call ETF (XYLD) is an exchange-traded fund that provides exposure to us covered call securities. It charges a high expense ratio of 0.60%. The fund offers a high dividend yield of 10.93%. Launched in 2013, the fund has a 13-year track record.

AUM: $3.0B ER: 0.60% Yield: 10.93% Since: Jun 24, 2013

Quick Verdict

JEPI is significantly cheaper at 0.35% vs 0.60% expense ratio, saving you approximately $480 per $10,000 invested over 10 years. Both funds have delivered similar 1-year returns (-0.6% vs -0.5%), tracking closely. Income investors may prefer XYLD for its higher yield (10.9% vs 8.4%).

Key Metrics

Metric JEPI XYLD
Expense Ratio 0.35% 0.60%
Dividend Yield 8.4% 10.9%
Fund Family N/A N/A
Category US Covered Call US Covered Call

Performance Chart

Indexed to 100 at start (5-year comparison)

70 78 86 94 102 110 2021-04 2022-06 2023-09 2024-12 2026-04
JEPI -3.1%
XYLD -18.3%

Performance Comparison

Period JEPI XYLD Difference
1 Month -5.00% -3.51% -1.49%
3 Months -1.59% -3.46% +1.87%
6 Months -1.09% -0.20% -0.89%
YTD -1.59% -3.46% +1.87%
1 Year -0.63% -0.51% -0.12%
3 Years +3.96% -3.11% +7.07%
5 Years -3.14% -18.29% +15.15%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period JEPI Fees XYLD Fees You Save
$10.000 10 years $690 $1.170 $480
$10.000 20 years $2.930 $4.914 $1.985
$10.000 30 years $9.337 $15.488 $6.151
$50.000 10 years $3.448 $5.849 $2.402
$50.000 30 years $46.685 $77.438 $30.753
$100.000 30 years $93.370 $154.876 $61.506

Risk Metrics

Based on 5 years of daily returns

Metric JEPI XYLD
Annualized Volatility 11.3% 11.7%
Max Drawdown -20.0% -30.3%
Sharpe Ratio -0.40 -0.67

Dividend Comparison

Metric JEPI XYLD
Annual Dividend (per share) $4.76 $4.30
Dividend Yield 8.44% 10.93%
Distribution Frequency Monthly Monthly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

JEPI Top Holdings

NameWeight
Johnson & JohnsonJNJ1.76%
Ross Stores, Inc.ROST1.72%
EOG Resources, Inc.EOG1.70%
NextEra Energy, Inc.NEE1.65%
Howmet Aerospace Inc.HWM1.60%
AbbVie Inc.ABBV1.57%
RTX CorporationRTX1.52%
Walmart Inc.WMT1.44%
PepsiCo, Inc.PEP1.44%
Eaton Corporation plcETN1.44%

XYLD Top Holdings

NameWeight
NVIDIA CorporationNVDA7.45%
Apple Inc.AAPL6.72%
Microsoft CorporationMSFT4.95%
Amazon.com, Inc.AMZN3.64%
Broadcom Inc.AVGO2.58%
Alphabet Inc.GOOG2.37%
Meta Platforms, Inc.META2.18%
Tesla, Inc.TSLA1.85%
Berkshire Hathaway Inc.BRK.B1.62%

Which One Should You Choose?

Choose JEPI if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose XYLD if...

you prioritize dividend income and want higher regular distributions from your portfolio.

Either works if...

you just need broad us covered call exposure. Both are solid options — pick whichever your brokerage offers commission-free.

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