ETF Versus

JNK vs MDY

State Street SPDR Bloomberg High Yield Bond ETF vs State Street SPDR S&P MIDCAP 400 ETF Trust

Last updated: 2026-04-02

JNK State Street

State Street SPDR Bloomberg High Yield Bond ETF (JNK) is an exchange-traded fund issued by State Street that provides exposure to below-investment-grade U.S. corporate bonds offering higher yields. It charges an above-average expense ratio of 0.40%. The fund offers a high dividend yield of 6.66%. Launched in 2007, the fund has a 19-year track record.

AUM: N/A ER: 0.40% Yield: 6.66% Since: 2007-12-04
MDY State Street

State Street SPDR S&P MIDCAP 400 ETF Trust (MDY) is an exchange-traded fund issued by State Street that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a moderate expense ratio of 0.24%. The fund offers a moderate dividend yield of 1.15%. Launched in 1995, the fund has a 31-year track record.

AUM: $24.2B ER: 0.24% Yield: 1.15% Since: 1995-05-04

Quick Verdict

MDY is significantly cheaper at 0.24% vs 0.40% expense ratio, saving you approximately $311 per $10,000 invested over 10 years. Over the past year, MDY has significantly outperformed with a 13.9% return vs 0.6%. Income investors may prefer JNK for its higher yield (6.7% vs 1.1%).

Key Metrics

Metric JNK MDY
Expense Ratio 0.40% 0.24%
Dividend Yield 6.7% 1.1%
Fund Family State Street State Street
Category US High Yield Bond US Mid Cap

Performance Chart

Indexed to 100 at start (5-year comparison)

80 92 104 116 128 140 2021-04 2022-06 2023-10 2024-12 2026-04
JNK -12.0%
MDY +27.8%

Performance Comparison

Period JNK MDY Difference
1 Month -0.76% -4.04% +3.28%
3 Months -1.55% +1.57% -3.12%
6 Months -1.81% +3.21% -5.02%
YTD -1.55% +1.57% -3.12%
1 Year +0.56% +13.95% -13.39%
3 Years +3.73% +35.56% -31.83%
5 Years -11.96% +27.83% -39.79%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period JNK Fees MDY Fees You Save
$10,000 10 years $786 $475 $311
$10,000 20 years $3,334 $2,028 $1,305
$10,000 30 years $10,601 $6,497 $4,104
$50,000 10 years $3,932 $2,375 $1,557
$50,000 30 years $53,003 $32,483 $20,519
$100,000 30 years $106,005 $64,967 $41,038

Risk Metrics

Based on 5 years of daily returns

Metric JNK MDY
Annualized Volatility 7.7% 19.8%
Max Drawdown -20.6% -24.5%
Sharpe Ratio -0.88 0.12

Dividend Comparison

Metric JNK MDY
Annual Dividend (per share) $6.37 $7.12
Dividend Yield 6.66% 1.15%
Distribution Frequency Monthly Quarterly

Top Holdings

MDY Top Holdings

NameWeight
Ciena Corp102.57%
Coherent Corp90.18%
Lumentum Holdings Inc81.25%
Flex Ltd69.47%
Twilio Inc67.05%
United Therapeutics Corp65.23%
Pure Storage Inc65.05%
Casey's General Stores Inc63.89%
Curtiss-Wright Corp63.20%
Illumina Inc62.31%

Which One Should You Choose?

Choose MDY if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose MDY if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose JNK if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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