ETF Versus

MDY vs PDBC

State Street SPDR S&P MIDCAP 400 ETF Trust vs Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETF

Last updated: 2026-04-02

MDY State Street

State Street SPDR S&P MIDCAP 400 ETF Trust (MDY) is an exchange-traded fund issued by State Street that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a moderate expense ratio of 0.24%. The fund offers a moderate dividend yield of 1.15%. Launched in 1995, the fund has a 31-year track record.

AUM: $24.2B ER: 0.24% Yield: 1.15% Since: 1995-05-04
PDBC Invesco

Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETF (PDBC) is an exchange-traded fund issued by Invesco that provides exposure to broad commodities securities. It charges a high expense ratio of 0.59%. The fund offers an attractive dividend yield of 2.93%. Launched in 2014, the fund has a 12-year track record.

AUM: $5.0B ER: 0.59% Yield: 2.93% Since: 2014-11-07

Quick Verdict

MDY is significantly cheaper at 0.24% vs 0.59% expense ratio, saving you approximately $676 per $10,000 invested over 10 years. Over the past year, PDBC has significantly outperformed with a 26.4% return vs 13.9%. Income investors may prefer PDBC for its higher yield (2.9% vs 1.1%).

Key Metrics

Metric MDY PDBC
Expense Ratio 0.24% 0.59%
Dividend Yield 1.1% 2.9%
Fund Family State Street Invesco
Category US Mid Cap Broad Commodities

Performance Chart

Indexed to 100 at start (5-year comparison)

70 84 98 112 126 140 2021-04 2022-06 2023-10 2024-12 2026-04
MDY +27.8%
PDBC +0.6%

Performance Comparison

Period MDY PDBC Difference
1 Month -4.04% +12.55% -16.59%
3 Months +1.57% +30.69% -29.12%
6 Months +3.21% +28.65% -25.44%
YTD +1.57% +30.69% -29.12%
1 Year +13.95% +26.40% -12.45%
3 Years +35.56% +20.02% +15.54%
5 Years +27.83% +0.55% +27.28%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period MDY Fees PDBC Fees You Save
$10,000 10 years $475 $1,151 $676
$10,000 20 years $2,028 $4,837 $2,808
$10,000 30 years $6,497 $15,249 $8,753
$50,000 10 years $2,375 $5,754 $3,379
$50,000 30 years $32,483 $76,247 $43,764
$100,000 30 years $64,967 $152,494 $87,528

Risk Metrics

Based on 5 years of daily returns

Metric MDY PDBC
Annualized Volatility 19.8% 23.8%
Max Drawdown -24.5% -46.2%
Sharpe Ratio 0.12 -0.06

Dividend Comparison

Metric MDY PDBC
Annual Dividend (per share) $7.12 $0.51
Dividend Yield 1.15% 2.93%
Distribution Frequency Quarterly Semi-Annual or Annual

Top Holdings

0 of top 3 holdings overlap (0% overlap in top holdings)

MDY Top Holdings

NameWeight
Ciena Corp102.57%
Coherent Corp90.18%
Lumentum Holdings Inc81.25%
Flex Ltd69.47%
Twilio Inc67.05%
United Therapeutics Corp65.23%
Pure Storage Inc65.05%
Casey's General Stores Inc63.89%
Curtiss-Wright Corp63.20%
Illumina Inc62.31%

PDBC Top Holdings

NameWeight
Invesco Premier U.S. Government Money Portfolio7583.94%
Invesco Liquidity Funds PLC, Invesco US Dollar Liquidity Portfolio1764.83%
N/A39.28%

Which One Should You Choose?

Choose MDY if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose PDBC if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose PDBC if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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