ETF Versus

MDY vs RSP

State Street SPDR S&P MIDCAP 400 ETF Trust vs Invesco S&P 500 Equal Weight ETF

Last updated: 2026-04-02

MDY State Street

State Street SPDR S&P MIDCAP 400 ETF Trust (MDY) is an exchange-traded fund issued by State Street that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a moderate expense ratio of 0.24%. The fund offers a moderate dividend yield of 1.15%. Launched in 1995, the fund has a 31-year track record.

AUM: $24.2B ER: 0.24% Yield: 1.15% Since: 1995-05-04
RSP Invesco

Invesco S&P 500 Equal Weight ETF (RSP) is an exchange-traded fund issued by Invesco that provides exposure to large-cap U.S. equities across growth and value styles. It charges a moderate expense ratio of 0.20%. The fund offers a moderate dividend yield of 1.62%. Launched in 2003, the fund has a 23-year track record.

AUM: $81.7B ER: 0.20% Yield: 1.62% Since: 2003-05-01

Quick Verdict

RSP has a slightly lower expense ratio (0.20% vs 0.24%), saving about $79 per $10,000 over 10 years. MDY has edged ahead over the past year (13.9% vs 10.2%).

Key Metrics

Metric MDY RSP
Expense Ratio 0.24% 0.20%
Dividend Yield 1.1% 1.6%
Fund Family State Street Invesco
Category US Mid Cap US Large Cap Blend

Performance Chart

Indexed to 100 at start (5-year comparison)

80 93 106 119 132 145 2021-04 2022-06 2023-10 2024-12 2026-04
MDY +27.8%
RSP +33.5%

Performance Comparison

Period MDY RSP Difference
1 Month -4.04% -4.62% +0.58%
3 Months +1.57% -0.06% +1.63%
6 Months +3.21% +0.81% +2.40%
YTD +1.57% -0.06% +1.63%
1 Year +13.95% +10.23% +3.72%
3 Years +35.56% +33.16% +2.40%
5 Years +27.83% +33.49% -5.66%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period MDY Fees RSP Fees You Save
$10,000 10 years $475 $396 $79
$10,000 20 years $2,028 $1,696 $332
$10,000 30 years $6,497 $5,443 $1,054
$50,000 10 years $2,375 $1,982 $393
$50,000 30 years $32,483 $27,214 $5,269
$100,000 30 years $64,967 $54,428 $10,539

Risk Metrics

Based on 5 years of daily returns

Metric MDY RSP
Annualized Volatility 19.8% 16.2%
Max Drawdown -24.5% -22.5%
Sharpe Ratio 0.12 0.16

Dividend Comparison

Metric MDY RSP
Annual Dividend (per share) $7.12 $3.12
Dividend Yield 1.15% 1.62%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 10 holdings overlap (0% overlap in top holdings)

MDY Top Holdings

NameWeight
Ciena Corp102.57%
Coherent Corp90.18%
Lumentum Holdings Inc81.25%
Flex Ltd69.47%
Twilio Inc67.05%
United Therapeutics Corp65.23%
Pure Storage Inc65.05%
Casey's General Stores Inc63.89%
Curtiss-Wright Corp63.20%
Illumina Inc62.31%

RSP Top Holdings

NameWeight
Invesco Private Prime Fund271.37%
Invesco Private Government Fund97.85%
Sandisk Corp.48.32%
Micron Technology, Inc.30.71%
Moderna, Inc.29.60%
Lam Research Corp.27.07%
Western Digital Corp.26.82%
Seagate Technology Holdings PLC26.61%
Lockheed Martin Corp.26.42%
Huntington Ingalls Industries, Inc.25.39%

Which One Should You Choose?

Choose RSP if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose MDY if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose RSP if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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