ETF Versus

QQQ vs SCHA

Invesco QQQ Trust vs Schwab U.S. Small-Cap ETF

Last updated: 2026-04-02

QQQ

Invesco QQQ Trust (QQQ) is an exchange-traded fund that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. Launched in 1999, the fund has a 27-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 1999-03-10
SCHA

Schwab U.S. Small-Cap ETF (SCHA) is an exchange-traded fund that provides exposure to small-cap U.S. equities with higher growth potential and volatility. Launched in 2009, the fund has a 17-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 2009-11-03

Quick Verdict

Both funds have delivered similar 1-year returns (22.7% vs 23.1%), tracking closely.

Key Metrics

Metric QQQ SCHA
Expense Ratio N/A N/A
Dividend Yield N/A N/A
Fund Family N/A N/A
Category US Large Cap Growth US Small Cap

Performance Chart

Indexed to 100 at start (5-year comparison)

75 99 123 147 171 195 2021-04 2022-06 2023-09 2024-12 2026-04
QQQ +76.5%
SCHA +15.6%

Performance Comparison

Period QQQ SCHA Difference
1 Month -2.87% -2.75% -0.12%
3 Months -4.70% +1.91% -6.61%
6 Months -3.85% +3.60% -7.45%
YTD -4.70% +1.91% -6.61%
1 Year +22.72% +23.11% -0.39%
3 Years +82.51% +40.06% +42.45%
5 Years +76.50% +15.59% +60.91%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period QQQ Fees SCHA Fees You Save
$10,000 10 years $0 $0 $0
$10,000 20 years $0 $0 $0
$10,000 30 years $0 $0 $0
$50,000 10 years $0 $0 $0
$50,000 30 years $0 $0 $0
$100,000 30 years $0 $0 $0

Risk Metrics

Based on 5 years of daily returns

Metric QQQ SCHA
Annualized Volatility 22.4% 22.0%
Max Drawdown -35.6% -31.6%
Sharpe Ratio 0.42 0.04

Dividend Comparison

Metric QQQ SCHA
Annual Dividend (per share) $2.81 $0.34
Dividend Yield 0.48% 1.16%
Distribution Frequency Quarterly Quarterly

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