ETF Versus

QQQ vs SCHB

Invesco QQQ Trust vs Schwab U.S. Broad Market ETF

Last updated: 2026-04-02

QQQ

Invesco QQQ Trust (QQQ) is an exchange-traded fund that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. Launched in 1999, the fund has a 27-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 1999-03-10

Schwab U.S. Broad Market ETF (SCHB) is an exchange-traded fund that provides exposure to the total U.S. stock market across all capitalizations. Launched in 2009, the fund has a 17-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 2009-11-03

Quick Verdict

Over the past year, QQQ has significantly outperformed with a 22.7% return vs 16.3%.

Key Metrics

Metric QQQ SCHB
Expense Ratio N/A N/A
Dividend Yield N/A N/A
Fund Family N/A N/A
Category US Large Cap Growth US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

75 99 123 147 171 195 2021-04 2022-06 2023-09 2024-12 2026-04
QQQ +76.5%
SCHB +53.3%

Performance Comparison

Period QQQ SCHB Difference
1 Month -2.87% -3.62% +0.75%
3 Months -4.70% -3.84% -0.86%
6 Months -3.85% -2.43% -1.42%
YTD -4.70% -3.84% -0.86%
1 Year +22.72% +16.27% +6.45%
3 Years +82.51% +58.12% +24.39%
5 Years +76.50% +53.27% +23.23%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period QQQ Fees SCHB Fees You Save
$10,000 10 years $0 $0 $0
$10,000 20 years $0 $0 $0
$10,000 30 years $0 $0 $0
$50,000 10 years $0 $0 $0
$50,000 30 years $0 $0 $0
$100,000 30 years $0 $0 $0

Risk Metrics

Based on 5 years of daily returns

Metric QQQ SCHB
Annualized Volatility 22.4% 17.3%
Max Drawdown -35.6% -26.2%
Sharpe Ratio 0.42 0.32

Dividend Comparison

Metric QQQ SCHB
Annual Dividend (per share) $2.81 $0.30
Dividend Yield 0.48% 1.17%
Distribution Frequency Quarterly Quarterly

Which One Should You Choose?

Choose QQQ if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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