QQQM vs SCHD
Invesco NASDAQ 100 ETF vs Schwab U.S. Dividend Equity ETF
Last updated: 2026-04-15
Invesco NASDAQ 100 ETF (QQQM) is an exchange-traded fund issued by Invesco that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. It charges a low expense ratio of 0.15%. The fund offers a modest dividend yield of 0.49%. Launched in 2020, the fund has a 6-year track record.
Schwab U.S. Dividend Equity ETF (SCHD) is an exchange-traded fund issued by Schwab that provides exposure to U.S. dividend-paying stocks selected for yield or dividend growth. It charges a low expense ratio of 0.06%. The fund offers an attractive dividend yield of 3.44%. Launched in 2011, the fund has a 15-year track record.
Quick Verdict
SCHD has a slightly lower expense ratio (0.06% vs 0.15%), saving about $178 per $10,000 over 10 years. Over the past year, QQQM has significantly outperformed with a 37.2% return vs 20.8%. Income investors may prefer SCHD for its higher yield (3.4% vs 0.5%).
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Top Holdings
0 of top 9 holdings overlap (0% overlap in top holdings)
QQQM Top Holdings
| Name | Weight |
|---|---|
| NVIDIA CorporationNVDA | 8.85% |
| Apple Inc.AAPL | 7.39% |
| Microsoft CorporationMSFT | 5.32% |
| Amazon.com, Inc.AMZN | 4.94% |
| Meta Platforms, Inc.META | 3.59% |
| Broadcom Inc.AVGO | 3.40% |
| Tesla, Inc.TSLA | 3.36% |
| Alphabet Inc.GOOG | 3.32% |
| Walmart Inc.WMT | 3.30% |
SCHD Top Holdings
| Name | Weight |
|---|---|
| Texas Instruments IncorporatedTXN | 4.39% |
| UnitedHealth Group IncorporatedUNH | 4.31% |
| Chevron CorporationCVX | 4.19% |
| Merck & Co., Inc.MRK | 4.18% |
| The Coca-Cola CompanyKO | 4.10% |
| ConocoPhillipsCOP | 4.00% |
| PepsiCo, Inc.PEP | 3.96% |
| Amgen Inc.AMGN | 3.83% |
| The Procter & Gamble CompanyPG | 3.79% |
| The Home Depot, Inc.HD | 3.78% |
Which One Should You Choose?
Choose SCHD if...
you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.
Choose QQQM if...
recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.
Choose SCHD if...
you prioritize dividend income and want higher regular distributions from your portfolio.