ETF Versus

RSP vs VTI

Invesco S&P 500 Equal Weight ETF vs Vanguard Total Stock Market Index Fund ETF Shares

Last updated: 2026-04-02

RSP Invesco

Invesco S&P 500 Equal Weight ETF (RSP) is an exchange-traded fund issued by Invesco that provides exposure to large-cap U.S. equities across growth and value styles. It charges a moderate expense ratio of 0.20%. The fund offers a moderate dividend yield of 1.62%. Launched in 2003, the fund has a 23-year track record.

AUM: $84.5B ER: 0.20% Yield: 1.62% Since: Apr 24, 2003
VTI Vanguard

Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund issued by Vanguard that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.17%. Launched in 2001, the fund has a 25-year track record.

AUM: $546.0B ER: 0.03% Yield: 1.17% Since: May 24, 2001

Quick Verdict

VTI is significantly cheaper at 0.03% vs 0.20% expense ratio, saving you approximately $337 per $10,000 invested over 10 years. Over the past year, VTI has significantly outperformed with a 17.2% return vs 11.0%.

Key Metrics

Metric RSP VTI
Expense Ratio 0.20% 0.03%
Dividend Yield 1.6% 1.2%
Fund Family Invesco Vanguard
Category US Large Cap Blend US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

80 97 114 131 148 165 2021-04 2022-06 2023-09 2024-12 2026-04
RSP +33.4%
VTI +52.7%

Performance Comparison

Period RSP VTI Difference
1 Month -5.89% -4.68% -1.21%
3 Months -0.17% -3.89% +3.72%
6 Months +0.67% -2.04% +2.71%
YTD -0.17% -3.89% +3.72%
1 Year +11.03% +17.21% -6.18%
3 Years +33.02% +57.96% -24.94%
5 Years +33.36% +52.67% -19.31%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period RSP Fees VTI Fees You Save
$10.000 10 years $396 $60 $337
$10.000 20 years $1.696 $258 $1.438
$10.000 30 years $5.443 $835 $4.608
$50.000 10 years $1.982 $299 $1.683
$50.000 30 years $27.214 $4.176 $23.038
$100.000 30 years $54.428 $8.352 $46.076

Risk Metrics

Based on 5 years of daily returns

Metric RSP VTI
Annualized Volatility 16.2% 17.4%
Max Drawdown -22.5% -26.2%
Sharpe Ratio 0.16 0.32

Dividend Comparison

Metric RSP VTI
Annual Dividend (per share) $3.12 $3.77
Dividend Yield 1.62% 1.17%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

RSP Top Holdings

NameWeight
APA CorporationAPA0.28%
LyondellBasell Industries N.V.LYB0.25%
Dow Inc.DOW0.25%
Occidental Petroleum CorporationOXY0.25%
CF Industries Holdings, Inc.CF0.24%
Coterra Energy Inc.CTRA0.24%
Devon Energy CorporationDVN0.24%
ConocoPhillipsCOP0.24%
EOG Resources, Inc.EOG0.24%
Exxon Mobil CorporationXOM0.24%

VTI Top Holdings

NameWeight
NVIDIA CorporationNVDA6.17%
Apple Inc.AAPL5.89%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.05%
Broadcom Inc.AVGO2.28%
Alphabet Inc.GOOG2.16%
Meta Platforms, Inc.META2.13%
Tesla, Inc.TSLA1.72%
Berkshire Hathaway Inc.BRK.B1.37%

Which One Should You Choose?

Choose VTI if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose VTI if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose RSP if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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