ETF Versus

RSP vs VYM

Invesco S&P 500 Equal Weight ETF vs Vanguard High Dividend Yield Index Fund ETF Shares

Last updated: 2026-04-02

RSP Invesco

Invesco S&P 500 Equal Weight ETF (RSP) is an exchange-traded fund issued by Invesco that provides exposure to large-cap U.S. equities across growth and value styles. It charges a moderate expense ratio of 0.20%. The fund offers a moderate dividend yield of 1.62%. Launched in 2003, the fund has a 23-year track record.

AUM: $84.5B ER: 0.20% Yield: 1.62% Since: Apr 24, 2003
VYM Vanguard

Vanguard High Dividend Yield Index Fund ETF Shares (VYM) is an exchange-traded fund issued by Vanguard that provides exposure to U.S. dividend-paying stocks selected for yield or dividend growth. It charges a very low expense ratio of 0.04%. The fund offers a moderate dividend yield of 2.37%. Launched in 2006, the fund has a 20-year track record.

AUM: $71.3B ER: 0.04% Yield: 2.37% Since: Nov 10, 2006

Quick Verdict

VYM is significantly cheaper at 0.04% vs 0.20% expense ratio, saving you approximately $317 per $10,000 invested over 10 years. VYM has edged ahead over the past year (15.0% vs 11.0%). Income investors may prefer VYM for its higher yield (2.4% vs 1.6%).

Key Metrics

Metric RSP VYM
Expense Ratio 0.20% 0.04%
Dividend Yield 1.6% 2.4%
Fund Family Invesco Vanguard
Category US Large Cap Blend US Dividend

Performance Chart

Indexed to 100 at start (5-year comparison)

85 99 113 127 141 155 2021-04 2022-06 2023-09 2024-12 2026-04
RSP +33.4%
VYM +44.6%

Performance Comparison

Period RSP VYM Difference
1 Month -5.89% -4.59% -1.30%
3 Months -0.17% +2.20% -2.37%
6 Months +0.67% +4.52% -3.85%
YTD -0.17% +2.20% -2.37%
1 Year +11.03% +14.98% -3.95%
3 Years +33.02% +39.18% -6.16%
5 Years +33.36% +44.55% -11.19%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period RSP Fees VYM Fees You Save
$10.000 10 years $396 $80 $317
$10.000 20 years $1.696 $344 $1.352
$10.000 30 years $5.443 $1.112 $4.331
$50.000 10 years $1.982 $399 $1.583
$50.000 30 years $27.214 $5.560 $21.654
$100.000 30 years $54.428 $11.121 $43.307

Risk Metrics

Based on 5 years of daily returns

Metric RSP VYM
Annualized Volatility 16.2% 14.0%
Max Drawdown -22.5% -17.5%
Sharpe Ratio 0.16 0.28

Dividend Comparison

Metric RSP VYM
Annual Dividend (per share) $3.12 $3.51
Dividend Yield 1.62% 2.37%
Distribution Frequency Quarterly Quarterly

Top Holdings

1 of top 10 holdings overlap (10% overlap in top holdings)

RSP Top Holdings

NameWeight
APA CorporationAPA0.28%
LyondellBasell Industries N.V.LYB0.25%
Dow Inc.DOW0.25%
Occidental Petroleum CorporationOXY0.25%
CF Industries Holdings, Inc.CF0.24%
Coterra Energy Inc.CTRA0.24%
Devon Energy CorporationDVN0.24%
ConocoPhillipsCOP0.24%
EOG Resources, Inc.EOG0.24%
Exxon Mobil CorporationXOM0.24%

VYM Top Holdings

NameWeight
Broadcom Inc.AVGO6.48%
JPMorgan Chase & Co.JPM3.36%
Exxon Mobil CorporationXOM2.83%
Johnson & JohnsonJNJ2.63%
Walmart Inc.WMT2.44%
AbbVie Inc.ABBV1.81%
The Procter & Gamble CompanyPG1.72%
The Home Depot, Inc.HD1.66%
Chevron CorporationCVX1.54%
Caterpillar Inc.CAT1.51%

Which One Should You Choose?

Choose VYM if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose VYM if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose VYM if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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