ETF Versus

SCHA vs SCHG

Schwab U.S. Small-Cap ETF vs Schwab U.S. Large-Cap Growth ETF

Last updated: 2026-04-02

SCHA Schwab

Schwab U.S. Small-Cap ETF (SCHA) is an exchange-traded fund issued by Schwab that provides exposure to small-cap U.S. equities with higher growth potential and volatility. It charges a very low expense ratio of 0.04%. The fund offers a moderate dividend yield of 1.16%. Launched in 2009, the fund has a 17-year track record.

AUM: $19.4B ER: 0.04% Yield: 1.16% Since: Nov 3, 2009
SCHG Schwab

Schwab U.S. Large-Cap Growth ETF (SCHG) is an exchange-traded fund issued by Schwab that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. It charges a very low expense ratio of 0.04%. The fund offers a modest dividend yield of 0.43%. Launched in 2009, the fund has a 17-year track record.

AUM: $46.7B ER: 0.04% Yield: 0.43% Since: Dec 11, 2009

Quick Verdict

Over the past year, SCHA has significantly outperformed with a 25.0% return vs 16.5%. Income investors may prefer SCHA for its higher yield (1.2% vs 0.4%).

Key Metrics

Metric SCHA SCHG
Expense Ratio 0.04% 0.04%
Dividend Yield 1.2% 0.4%
Fund Family Schwab Schwab
Category US Small Cap US Large Cap Growth

Performance Chart

Indexed to 100 at start (5-year comparison)

75 100 125 150 175 200 2021-04 2022-06 2023-09 2024-12 2026-04
SCHA +15.6%
SCHG +75.0%

Performance Comparison

Period SCHA SCHG Difference
1 Month -4.46% -4.57% +0.11%
3 Months +1.91% -9.51% +11.42%
6 Months +3.86% -8.35% +12.21%
YTD +1.91% -9.51% +11.42%
1 Year +25.00% +16.52% +8.48%
3 Years +40.06% +80.24% -40.18%
5 Years +15.59% +74.98% -59.39%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SCHA Fees SCHG Fees You Save
$10.000 10 years $80 $80 $0
$10.000 20 years $344 $344 $0
$10.000 30 years $1.112 $1.112 $0
$50.000 10 years $399 $399 $0
$50.000 30 years $5.560 $5.560 $0
$100.000 30 years $11.121 $11.121 $0

Risk Metrics

Based on 5 years of daily returns

Metric SCHA SCHG
Annualized Volatility 22.0% 22.3%
Max Drawdown -31.6% -35.0%
Sharpe Ratio 0.04 0.41

Dividend Comparison

Metric SCHA SCHG
Annual Dividend (per share) $0.34 $0.13
Dividend Yield 1.16% 0.43%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

SCHA Top Holdings

NameWeight
Sandisk CorporationSNDK2.27%
Lumentum Holdings Inc.LITE1.25%
ATI Inc.ATI0.48%
Nextpower Inc.NXT0.44%
Coeur Mining, Inc.CDE0.44%
Revolution Medicines, Inc.RVMD0.42%
EchoStar CorporationSATS0.39%
MKS Inc.MKSI0.37%
MACOM Technology Solutions Holdings, Inc.MTSI0.36%
The New York Times CompanyNYT0.33%

SCHG Top Holdings

NameWeight
NVIDIA CorporationNVDA11.56%
Apple Inc.AAPL10.37%
Microsoft CorporationMSFT7.52%
Amazon.com, Inc.AMZN5.53%
Broadcom Inc.AVGO4.05%
Tesla, Inc.TSLA3.81%
Alphabet Inc.GOOG3.63%
Meta Platforms, Inc.META3.37%
Eli Lilly and CompanyLLY2.85%

Which One Should You Choose?

Choose SCHA if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose SCHA if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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