ETF Versus

SCHA vs SPTM

Schwab U.S. Small-Cap ETF vs State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF

Last updated: 2026-04-02

Schwab U.S. Small-Cap ETF (SCHA) is an exchange-traded fund that provides exposure to small-cap U.S. equities with higher growth potential and volatility. Launched in 2009, the fund has a 17-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 2009-11-03

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is an exchange-traded fund that provides exposure to the total U.S. stock market across all capitalizations. Launched in 2000, the fund has a 26-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 2000-10-10

Quick Verdict

Over the past year, SCHA has significantly outperformed with a 23.1% return vs 15.9%.

Key Metrics

Metric SCHA SPTM
Expense Ratio N/A N/A
Dividend Yield N/A N/A
Fund Family N/A N/A
Category US Small Cap US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

75 94 113 132 151 170 2021-04 2022-06 2023-09 2024-12 2026-04
SCHA +15.6%
SPTM +58.0%

Performance Comparison

Period SCHA SPTM Difference
1 Month -2.75% -3.76% +1.01%
3 Months +1.91% -3.66% +5.57%
6 Months +3.60% -2.04% +5.64%
YTD +1.91% -3.66% +5.57%
1 Year +23.11% +15.90% +7.21%
3 Years +40.06% +57.40% -17.34%
5 Years +15.59% +57.96% -42.37%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SCHA Fees SPTM Fees You Save
$10,000 10 years $0 $0 $0
$10,000 20 years $0 $0 $0
$10,000 30 years $0 $0 $0
$50,000 10 years $0 $0 $0
$50,000 30 years $0 $0 $0
$100,000 30 years $0 $0 $0

Risk Metrics

Based on 5 years of daily returns

Metric SCHA SPTM
Annualized Volatility 22.0% 16.9%
Max Drawdown -31.6% -25.0%
Sharpe Ratio 0.04 0.36

Dividend Comparison

Metric SCHA SPTM
Annual Dividend (per share) $0.34 $0.95
Dividend Yield 1.16% 1.19%
Distribution Frequency Quarterly Quarterly

Which One Should You Choose?

Choose SCHA if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Related Comparisons