SCHA vs VTI
Schwab U.S. Small-Cap ETF vs Vanguard Total Stock Market Index Fund ETF Shares
Last updated: 2026-04-02
Schwab U.S. Small-Cap ETF (SCHA) is an exchange-traded fund that provides exposure to small-cap U.S. equities with higher growth potential and volatility. Launched in 2009, the fund has a 17-year track record.
Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund that provides exposure to the total U.S. stock market across all capitalizations. Launched in 2001, the fund has a 25-year track record.
Quick Verdict
Over the past year, SCHA has significantly outperformed with a 23.1% return vs 16.3%.
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Which One Should You Choose?
Choose SCHA if...
recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.