ETF Versus

SCHA vs VTV

Schwab U.S. Small-Cap ETF vs Vanguard Value Index Fund ETF Shares

Last updated: 2026-04-02

Schwab U.S. Small-Cap ETF (SCHA) is an exchange-traded fund that provides exposure to small-cap U.S. equities with higher growth potential and volatility. Launched in 2009, the fund has a 17-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 2009-11-03
VTV

Vanguard Value Index Fund ETF Shares (VTV) is an exchange-traded fund that provides exposure to large-cap U.S. value stocks trading at below-market valuations. Launched in 2004, the fund has a 22-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 2004-01-30

Quick Verdict

Over the past year, SCHA has significantly outperformed with a 23.1% return vs 13.5%.

Key Metrics

Metric SCHA VTV
Expense Ratio N/A N/A
Dividend Yield N/A N/A
Fund Family N/A N/A
Category US Small Cap US Large Cap Value

Performance Chart

Indexed to 100 at start (5-year comparison)

75 92 109 126 143 160 2021-04 2022-06 2023-09 2024-12 2026-04
SCHA +15.6%
VTV +47.7%

Performance Comparison

Period SCHA VTV Difference
1 Month -2.75% -3.72% +0.97%
3 Months +1.91% +2.00% -0.09%
6 Months +3.60% +4.99% -1.39%
YTD +1.91% +2.00% -0.09%
1 Year +23.11% +13.50% +9.61%
3 Years +40.06% +41.26% -1.20%
5 Years +15.59% +47.66% -32.07%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SCHA Fees VTV Fees You Save
$10,000 10 years $0 $0 $0
$10,000 20 years $0 $0 $0
$10,000 30 years $0 $0 $0
$50,000 10 years $0 $0 $0
$50,000 30 years $0 $0 $0
$100,000 30 years $0 $0 $0

Risk Metrics

Based on 5 years of daily returns

Metric SCHA VTV
Annualized Volatility 22.0% 13.9%
Max Drawdown -31.6% -18.1%
Sharpe Ratio 0.04 0.31

Dividend Comparison

Metric SCHA VTV
Annual Dividend (per share) $0.34 $3.97
Dividend Yield 1.16% 2.02%
Distribution Frequency Quarterly Quarterly

Which One Should You Choose?

Choose SCHA if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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