SCHE vs SCHM
Schwab Emerging Markets Equity ETF vs Schwab U.S. Mid-Cap ETF
Last updated: 2026-04-02
Schwab Emerging Markets Equity ETF (SCHE) is an exchange-traded fund issued by Schwab that provides exposure to stocks in emerging market economies with higher growth potential. It charges a low expense ratio of 0.11%. The fund offers an attractive dividend yield of 2.87%. Launched in 2010, the fund has a 16-year track record.
Schwab U.S. Mid-Cap ETF (SCHM) is an exchange-traded fund issued by Schwab that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a very low expense ratio of 0.04%. The fund offers a moderate dividend yield of 1.39%. Launched in 2011, the fund has a 15-year track record.
Quick Verdict
SCHM has a slightly lower expense ratio (0.04% vs 0.11%), saving about $139 per $10,000 over 10 years. SCHE has edged ahead over the past year (18.3% vs 17.1%). Income investors may prefer SCHE for its higher yield (2.9% vs 1.4%).
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Which One Should You Choose?
Choose SCHM if...
you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.
Choose SCHE if...
you prioritize dividend income and want higher regular distributions from your portfolio.