SCHF vs SCHG
Schwab International Equity ETF vs Schwab U.S. Large-Cap Growth ETF
Last updated: 2026-04-02
Schwab International Equity ETF (SCHF) is an exchange-traded fund issued by Schwab that provides exposure to equities in developed international markets outside the U.S.. It charges a low expense ratio of 0.06%. The fund offers an attractive dividend yield of 3.29%. Launched in 2009, the fund has a 17-year track record.
Schwab U.S. Large-Cap Growth ETF (SCHG) is an exchange-traded fund issued by Schwab that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. It charges a very low expense ratio of 0.04%. The fund offers a modest dividend yield of 0.43%. Launched in 2010, the fund has a 16-year track record.
Quick Verdict
SCHG has a slightly lower expense ratio (0.04% vs 0.06%), saving about $40 per $10,000 over 10 years. Over the past year, SCHF has significantly outperformed with a 25.3% return vs 15.4%. Income investors may prefer SCHF for its higher yield (3.3% vs 0.4%).
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Which One Should You Choose?
Choose SCHG if...
you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.
Choose SCHF if...
recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.
Choose SCHF if...
you prioritize dividend income and want higher regular distributions from your portfolio.