SCHF vs SCHH
Schwab International Equity ETF vs Schwab U.S. REIT ETF
Last updated: 2026-04-02
Schwab International Equity ETF (SCHF) is an exchange-traded fund issued by Schwab that provides exposure to equities in developed international markets outside the U.S.. It charges a low expense ratio of 0.06%. The fund offers an attractive dividend yield of 3.29%. Launched in 2009, the fund has a 17-year track record.
Schwab U.S. REIT ETF (SCHH) is an exchange-traded fund issued by Schwab that provides exposure to U.S. real estate investment trusts (REITs) and real estate companies. It charges a low expense ratio of 0.07%. The fund offers an attractive dividend yield of 2.99%. Launched in 2011, the fund has a 15-year track record.
Quick Verdict
Both funds have nearly identical expense ratios (0.06% vs 0.07%), so fees are not a differentiator here. Over the past year, SCHF has significantly outperformed with a 25.3% return vs 0.7%.
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Which One Should You Choose?
Choose SCHF if...
recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.