ETF Versus

SCHG vs VTI

Schwab U.S. Large-Cap Growth ETF vs Vanguard Total Stock Market Index Fund ETF Shares

Last updated: 2026-04-02

SCHG

Schwab U.S. Large-Cap Growth ETF (SCHG) is an exchange-traded fund that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. Launched in 2010, the fund has a 16-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 2010-01-04
VTI

Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund that provides exposure to the total U.S. stock market across all capitalizations. Launched in 2001, the fund has a 25-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 2001-06-15

Quick Verdict

Both funds have delivered similar 1-year returns (15.5% vs 16.3%), tracking closely.

Key Metrics

Metric SCHG VTI
Expense Ratio N/A N/A
Dividend Yield N/A N/A
Fund Family N/A N/A
Category US Large Cap Growth US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

80 104 128 152 176 200 2021-04 2022-06 2023-09 2024-12 2026-04
SCHG +75.0%
VTI +52.7%

Performance Comparison

Period SCHG VTI Difference
1 Month -4.01% -3.72% -0.29%
3 Months -9.51% -3.89% -5.62%
6 Months -9.06% -2.41% -6.65%
YTD -9.51% -3.89% -5.62%
1 Year +15.51% +16.29% -0.78%
3 Years +80.24% +57.96% +22.28%
5 Years +74.98% +52.67% +22.31%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SCHG Fees VTI Fees You Save
$10,000 10 years $0 $0 $0
$10,000 20 years $0 $0 $0
$10,000 30 years $0 $0 $0
$50,000 10 years $0 $0 $0
$50,000 30 years $0 $0 $0
$100,000 30 years $0 $0 $0

Risk Metrics

Based on 5 years of daily returns

Metric SCHG VTI
Annualized Volatility 22.3% 17.4%
Max Drawdown -35.0% -26.2%
Sharpe Ratio 0.41 0.32

Dividend Comparison

Metric SCHG VTI
Annual Dividend (per share) $0.13 $3.77
Dividend Yield 0.43% 1.17%
Distribution Frequency Quarterly Quarterly

Related Comparisons

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