ETF Versus

SCHV vs VTI

Schwab U.S. Large-Cap Value ETF vs Vanguard Total Stock Market Index Fund ETF Shares

Last updated: 2026-04-02

Schwab U.S. Large-Cap Value ETF (SCHV) is an exchange-traded fund that provides exposure to large-cap U.S. value stocks trading at below-market valuations. Launched in 2009, the fund has a 17-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 2009-12-15
VTI

Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund that provides exposure to the total U.S. stock market across all capitalizations. Launched in 2001, the fund has a 25-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 2001-06-15

Quick Verdict

VTI has edged ahead over the past year (16.3% vs 14.5%).

Key Metrics

Metric SCHV VTI
Expense Ratio N/A N/A
Dividend Yield N/A N/A
Fund Family N/A N/A
Category US Large Cap Value US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

80 97 114 131 148 165 2021-04 2022-06 2023-09 2024-12 2026-04
SCHV +38.4%
VTI +52.7%

Performance Comparison

Period SCHV VTI Difference
1 Month -3.53% -3.72% +0.19%
3 Months +2.41% -3.89% +6.30%
6 Months +4.76% -2.41% +7.17%
YTD +2.41% -3.89% +6.30%
1 Year +14.51% +16.29% -1.78%
3 Years +39.35% +57.96% -18.61%
5 Years +38.43% +52.67% -14.24%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SCHV Fees VTI Fees You Save
$10,000 10 years $0 $0 $0
$10,000 20 years $0 $0 $0
$10,000 30 years $0 $0 $0
$50,000 10 years $0 $0 $0
$50,000 30 years $0 $0 $0
$100,000 30 years $0 $0 $0

Risk Metrics

Based on 5 years of daily returns

Metric SCHV VTI
Annualized Volatility 14.6% 17.4%
Max Drawdown -21.1% -26.2%
Sharpe Ratio 0.21 0.32

Dividend Comparison

Metric SCHV VTI
Annual Dividend (per share) $0.60 $3.77
Dividend Yield 1.96% 1.17%
Distribution Frequency Quarterly Quarterly

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