ETF Versus

SPLG vs XLK

State Street SPDR Portfolio S&P 500 ETF vs State Street Technology Select Sector SPDR ETF

Last updated: 2026-04-10

SPLG SPDR

State Street SPDR Portfolio S&P 500 ETF (SPLG) is an exchange-traded fund issued by SPDR that provides exposure to large-cap U.S. equities across growth and value styles. Launched in 2009, the fund has a 17-year track record.

AUM: N/A ER: N/A Yield: N/A Since: 2009-01-02
XLK SPDR

State Street Technology Select Sector SPDR ETF (XLK) is an exchange-traded fund issued by SPDR that provides exposure to us sector - technology securities. It charges a low expense ratio of 0.08%. The fund offers a modest dividend yield of 0.54%. Launched in 1998, the fund has a 28-year track record.

AUM: $90.3B ER: 0.08% Yield: 0.54% Since: Dec 16, 1998

Quick Verdict

SPLG has a slightly lower expense ratio (0.00% vs 0.08%), saving about $159 per $10,000 over 10 years. Over the past year, XLK has significantly outperformed with a 46.8% return vs 29.7%.

Key Metrics

Metric SPLG XLK
Expense Ratio N/A 0.08%
Dividend Yield N/A 0.5%
Fund Family SPDR SPDR
Category US Large Cap Blend US Sector - Technology

Performance Chart

Indexed to 100 at start (5-year comparison)

80 107 134 161 188 215 2021-04 2022-07 2023-10 2024-12 2026-04
SPLG +65.4%
XLK +102.2%

Performance Comparison

Period SPLG XLK Difference
1 Month +0.54% +1.60% -1.06%
3 Months -2.18% -2.80% +0.62%
6 Months +2.59% +0.06% +2.53%
YTD -0.46% -1.13% +0.67%
1 Year +29.69% +46.81% -17.12%
3 Years +66.15% +93.34% -27.19%
5 Years +65.40% +102.25% -36.85%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SPLG Fees XLK Fees You Save
$10,000 10 years $0 $159 $159
$10,000 20 years $0 $686 $686
$10,000 30 years $0 $2,212 $2,212
$50,000 10 years $0 $797 $797
$50,000 30 years $0 $11,061 $11,061
$100,000 30 years $0 $22,123 $22,123

Risk Metrics

Based on 5 years of daily returns

Metric SPLG XLK
Annualized Volatility 16.9% 24.7%
Max Drawdown -25.4% -34.0%
Sharpe Ratio 0.42 0.51

Dividend Comparison

Metric SPLG XLK
Annual Dividend (per share) $0.88 $0.77
Dividend Yield 1.10% 0.54%
Distribution Frequency Quarterly Quarterly

Top Holdings

XLK Top Holdings

NameWeight
NVIDIA CorporationNVDA15.30%
Apple Inc.AAPL13.10%
Microsoft CorporationMSFT9.49%
Broadcom Inc.AVGO5.76%
Micron Technology, Inc.MU3.96%
Advanced Micro Devices, Inc.AMD3.22%
Cisco Systems, Inc.CSCO2.74%
Lam Research CorporationLRCX2.69%
Applied Materials, Inc.AMAT2.63%
Palantir Technologies Inc.PLTR2.49%

Which One Should You Choose?

Choose SPLG if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose XLK if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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