ETF Versus

SPTM vs VTI

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF vs Vanguard Total Stock Market Index Fund ETF Shares

Last updated: 2026-04-02

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is an exchange-traded fund that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.19%. Launched in 2000, the fund has a 26-year track record.

AUM: $11.4B ER: 0.03% Yield: 1.19% Since: Oct 4, 2000
VTI Vanguard

Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund issued by Vanguard that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.17%. Launched in 2001, the fund has a 25-year track record.

AUM: $546.0B ER: 0.03% Yield: 1.17% Since: May 24, 2001

Quick Verdict

Both funds have delivered similar 1-year returns (16.8% vs 17.2%), tracking closely.

Key Metrics

Metric SPTM VTI
Expense Ratio 0.03% 0.03%
Dividend Yield 1.2% 1.2%
Fund Family N/A Vanguard
Category US Total Market US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

80 98 116 134 152 170 2021-04 2022-06 2023-09 2024-12 2026-04
SPTM +58.0%
VTI +52.7%

Performance Comparison

Period SPTM VTI Difference
1 Month -4.67% -4.68% +0.01%
3 Months -3.66% -3.89% +0.23%
6 Months -1.69% -2.04% +0.35%
YTD -3.66% -3.89% +0.23%
1 Year +16.77% +17.21% -0.44%
3 Years +57.40% +57.96% -0.56%
5 Years +57.96% +52.67% +5.29%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SPTM Fees VTI Fees You Save
$10.000 10 years $60 $60 $0
$10.000 20 years $258 $258 $0
$10.000 30 years $835 $835 $0
$50.000 10 years $299 $299 $0
$50.000 30 years $4.176 $4.176 $0
$100.000 30 years $8.352 $8.352 $0

Risk Metrics

Based on 5 years of daily returns

Metric SPTM VTI
Annualized Volatility 16.9% 17.4%
Max Drawdown -25.0% -26.2%
Sharpe Ratio 0.36 0.32

Dividend Comparison

Metric SPTM VTI
Annual Dividend (per share) $0.95 $3.77
Dividend Yield 1.19% 1.17%
Distribution Frequency Quarterly Quarterly

Top Holdings

9 of top 9 holdings overlap (100% overlap in top holdings)

SPTM Top Holdings

NameWeight
NVIDIA CorporationNVDA6.98%
Apple Inc.AAPL6.13%
Microsoft CorporationMSFT4.52%
Amazon.com, Inc.AMZN3.35%
Broadcom Inc.AVGO2.42%
Alphabet Inc.GOOG2.21%
Meta Platforms, Inc.META2.06%
Tesla, Inc.TSLA1.72%
Berkshire Hathaway Inc.BRK.B1.45%

VTI Top Holdings

NameWeight
NVIDIA CorporationNVDA6.17%
Apple Inc.AAPL5.89%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.05%
Broadcom Inc.AVGO2.28%
Alphabet Inc.GOOG2.16%
Meta Platforms, Inc.META2.13%
Tesla, Inc.TSLA1.72%
Berkshire Hathaway Inc.BRK.B1.37%

Which One Should You Choose?

Either works if...

you just need broad us total market exposure. Both are solid options — pick whichever your brokerage offers commission-free.

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