ETF Versus

SPTM vs XLE

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF vs State Street Energy Select Sector SPDR ETF

Last updated: 2026-04-02

SPTM State Street

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is an exchange-traded fund issued by State Street that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.19%. Launched in 2000, the fund has a 26-year track record.

AUM: N/A ER: 0.03% Yield: 1.19% Since: 2000-10-10
XLE State Street

State Street Energy Select Sector SPDR ETF (XLE) is an exchange-traded fund issued by State Street that provides exposure to us sector - energy securities. It charges a low expense ratio of 0.09%. The fund offers an attractive dividend yield of 2.52%. Launched in 1998, the fund has a 28-year track record.

AUM: N/A ER: 0.09% Yield: 2.52% Since: 1998-12-22

Quick Verdict

SPTM has a slightly lower expense ratio (0.03% vs 0.09%), saving about $119 per $10,000 over 10 years. Over the past year, XLE has significantly outperformed with a 25.9% return vs 15.9%. Income investors may prefer XLE for its higher yield (2.5% vs 1.2%).

Key Metrics

Metric SPTM XLE
Expense Ratio 0.03% 0.09%
Dividend Yield 1.2% 2.5%
Fund Family State Street State Street
Category US Total Market US Sector - Energy

Performance Chart

Indexed to 100 at start (5-year comparison)

85 118 151 184 217 250 2021-04 2022-06 2023-10 2024-12 2026-04
SPTM +57.9%
XLE +141.4%

Performance Comparison

Period SPTM XLE Difference
1 Month -3.78% +4.88% -8.66%
3 Months -3.69% +29.86% -33.55%
6 Months -2.07% +32.69% -34.76%
YTD -3.69% +29.86% -33.55%
1 Year +15.87% +25.95% -10.08%
3 Years +57.36% +36.94% +20.42%
5 Years +57.92% +141.42% -83.50%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SPTM Fees XLE Fees You Save
$10,000 10 years $60 $179 $119
$10,000 20 years $258 $771 $512
$10,000 30 years $835 $2,486 $1,650
$50,000 10 years $299 $896 $597
$50,000 30 years $4,176 $12,428 $8,252
$100,000 30 years $8,352 $24,855 $16,503

Risk Metrics

Based on 5 years of daily returns

Metric SPTM XLE
Annualized Volatility 16.8% 26.0%
Max Drawdown -25.0% -26.9%
Sharpe Ratio 0.36 0.64

Dividend Comparison

Metric SPTM XLE
Annual Dividend (per share) $0.95 $1.49
Dividend Yield 1.19% 2.52%
Distribution Frequency Quarterly Quarterly

Which One Should You Choose?

Choose SPTM if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose XLE if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose XLE if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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