SPTM vs XLU
State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF vs State Street Utilities Select Sector SPDR ETF
Last updated: 2026-04-02
State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is an exchange-traded fund issued by State Street that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.19%. Launched in 2000, the fund has a 26-year track record.
State Street Utilities Select Sector SPDR ETF (XLU) is an exchange-traded fund issued by State Street that provides exposure to us sector - utilities securities. It charges a low expense ratio of 0.09%. The fund offers an attractive dividend yield of 2.57%. Launched in 1998, the fund has a 28-year track record.
Quick Verdict
SPTM has a slightly lower expense ratio (0.03% vs 0.09%), saving about $119 per $10,000 over 10 years. Both funds have delivered similar 1-year returns (15.9% vs 16.7%), tracking closely. Income investors may prefer XLU for its higher yield (2.6% vs 1.2%).
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Which One Should You Choose?
Choose SPTM if...
you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.
Choose XLU if...
you prioritize dividend income and want higher regular distributions from your portfolio.