ETF Versus

SPYD vs VYM

State Street SPDR Portfolio S&P 500 High Dividend ETF vs Vanguard High Dividend Yield Index Fund ETF Shares

Last updated: 2026-04-08

State Street SPDR Portfolio S&P 500 High Dividend ETF (SPYD) is an exchange-traded fund that provides exposure to U.S. dividend-paying stocks selected for yield or dividend growth. It charges a low expense ratio of 0.07%. The fund offers a high dividend yield of 4.35%. Launched in 2015, the fund has a 11-year track record.

AUM: $7.1B ER: 0.07% Yield: 4.35% Since: Oct 21, 2015
VYM

Vanguard High Dividend Yield Index Fund ETF Shares (VYM) is an exchange-traded fund that provides exposure to U.S. dividend-paying stocks selected for yield or dividend growth. It charges a very low expense ratio of 0.04%. The fund offers a moderate dividend yield of 2.32%. Launched in 2006, the fund has a 20-year track record.

AUM: $72.8B ER: 0.04% Yield: 2.32% Since: Nov 10, 2006

Quick Verdict

VYM has a slightly lower expense ratio (0.04% vs 0.07%), saving about $60 per $10,000 over 10 years. Over the past year, VYM has significantly outperformed with a 31.9% return vs 17.9%. Income investors may prefer SPYD for its higher yield (4.3% vs 2.3%).

Key Metrics

Metric SPYD VYM
Expense Ratio 0.07% 0.04%
Dividend Yield 4.3% 2.3%
Fund Family N/A N/A
Category US Dividend US Dividend

Performance Chart

Indexed to 100 at start (5-year comparison)

85 99 113 127 141 155 2021-04 2022-07 2023-10 2025-01 2026-04
SPYD +17.7%
VYM +48.3%

Performance Comparison

Period SPYD VYM Difference
1 Month -2.15% +0.14% -2.29%
3 Months +3.12% +3.47% -0.35%
6 Months +7.38% +10.15% -2.77%
YTD +4.90% +4.60% +0.30%
1 Year +17.87% +31.93% -14.06%
3 Years +20.41% +42.52% -22.11%
5 Years +17.39% +47.72% -30.33%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SPYD Fees VYM Fees You Save
$10,000 10 years $140 $80 $60
$10,000 20 years $600 $344 $256
$10,000 30 years $1,938 $1,112 $826
$50,000 10 years $698 $399 $298
$50,000 30 years $9,692 $5,560 $4,131
$100,000 30 years $19,383 $11,121 $8,263

Risk Metrics

Based on 5 years of daily returns

Metric SPYD VYM
Annualized Volatility 16.5% 14.0%
Max Drawdown -27.4% -17.5%
Sharpe Ratio 0.01 0.31

Dividend Comparison

Metric SPYD VYM
Annual Dividend (per share) $1.99 $3.51
Dividend Yield 4.35% 2.32%
Distribution Frequency Quarterly Quarterly

Top Holdings

1 of top 10 holdings overlap (10% overlap in top holdings)

SPYD Top Holdings

NameWeight
APA CorporationAPA1.99%
LyondellBasell Industries N.V.LYB1.86%
Dow Inc.DOW1.75%
EOG Resources, Inc.EOG1.62%
Verizon Communications Inc.VZ1.54%
Phillips 66PSX1.54%
AT&T Inc.T1.48%
Edison InternationalEIX1.48%
Chevron CorporationCVX1.46%
ONEOK, Inc.OKE1.43%

VYM Top Holdings

NameWeight
Broadcom Inc.AVGO6.48%
JPMorgan Chase & Co.JPM3.36%
Exxon Mobil CorporationXOM2.83%
Johnson & JohnsonJNJ2.63%
Walmart Inc.WMT2.44%
AbbVie Inc.ABBV1.81%
The Procter & Gamble CompanyPG1.72%
The Home Depot, Inc.HD1.66%
Chevron CorporationCVX1.54%
Caterpillar Inc.CAT1.51%

Which One Should You Choose?

Choose VYM if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose VYM if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose SPYD if...

you prioritize dividend income and want higher regular distributions from your portfolio.

Either works if...

you just need broad us dividend exposure. Both are solid options — pick whichever your brokerage offers commission-free.

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