ETF Versus

SPYG vs XLK

State Street SPDR Portfolio S&P 500 Growth ETF vs State Street Technology Select Sector SPDR ETF

Last updated: 2026-04-02

SPYG State Street

State Street SPDR Portfolio S&P 500 Growth ETF (SPYG) is an exchange-traded fund issued by State Street that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. It charges a very low expense ratio of 0.04%. The fund offers a modest dividend yield of 0.57%. Launched in 2000, the fund has a 26-year track record.

AUM: N/A ER: 0.04% Yield: 0.57% Since: 2000-10-02
XLK State Street

State Street Technology Select Sector SPDR ETF (XLK) is an exchange-traded fund issued by State Street that provides exposure to us sector - technology securities. It charges a low expense ratio of 0.09%. The fund offers a modest dividend yield of 0.56%. Launched in 1998, the fund has a 28-year track record.

AUM: N/A ER: 0.09% Yield: 0.56% Since: 1998-12-22

Quick Verdict

SPYG has a slightly lower expense ratio (0.04% vs 0.09%), saving about $99 per $10,000 over 10 years. Over the past year, XLK has significantly outperformed with a 29.4% return vs 21.4%.

Key Metrics

Metric SPYG XLK
Expense Ratio 0.04% 0.09%
Dividend Yield 0.6% 0.6%
Fund Family State Street State Street
Category US Large Cap Growth US Sector - Technology

Performance Chart

Indexed to 100 at start (5-year comparison)

80 108 136 164 192 220 2021-04 2022-06 2023-10 2024-12 2026-04
SPYG +69.7%
XLK +96.1%

Performance Comparison

Period SPYG XLK Difference
1 Month -3.54% -1.40% -2.14%
3 Months -7.19% -6.04% -1.15%
6 Months -5.92% -5.72% -0.20%
YTD -7.19% -6.04% -1.15%
1 Year +21.39% +29.41% -8.02%
3 Years +77.79% +79.85% -2.06%
5 Years +69.72% +96.09% -26.37%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SPYG Fees XLK Fees You Save
$10,000 10 years $80 $179 $99
$10,000 20 years $344 $771 $427
$10,000 30 years $1,112 $2,486 $1,373
$50,000 10 years $399 $896 $497
$50,000 30 years $5,560 $12,428 $6,867
$100,000 30 years $11,121 $24,855 $13,734

Risk Metrics

Based on 5 years of daily returns

Metric SPYG XLK
Annualized Volatility 21.1% 24.7%
Max Drawdown -33.1% -34.0%
Sharpe Ratio 0.40 0.49

Dividend Comparison

Metric SPYG XLK
Annual Dividend (per share) $0.56 $0.77
Dividend Yield 0.57% 0.56%
Distribution Frequency Quarterly Quarterly

Which One Should You Choose?

Choose SPYG if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose XLK if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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