ETF Versus

VOO vs VTI

Vanguard S&P 500 ETF vs Vanguard Total Stock Market Index Fund ETF Shares

Last updated: 2026-04-02

VOO Vanguard

Vanguard S&P 500 ETF (VOO) is an exchange-traded fund issued by Vanguard that provides exposure to large-cap U.S. equities across growth and value styles. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.18%. Launched in 2010, the fund has a 16-year track record.

AUM: $792.0B ER: 0.03% Yield: 1.18% Since: Sep 7, 2010
VTI Vanguard

Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund issued by Vanguard that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.17%. Launched in 2001, the fund has a 25-year track record.

AUM: $546.0B ER: 0.03% Yield: 1.17% Since: May 24, 2001

Quick Verdict

Both funds have delivered similar 1-year returns (16.8% vs 17.2%), tracking closely.

Key Metrics

Metric VOO VTI
Expense Ratio 0.03% 0.03%
Dividend Yield 1.2% 1.2%
Fund Family Vanguard Vanguard
Category US Large Cap Blend US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

80 99 118 137 156 175 2021-04 2022-06 2023-09 2024-12 2026-04
VOO +61.3%
VTI +52.7%

Performance Comparison

Period VOO VTI Difference
1 Month -4.59% -4.68% +0.09%
3 Months -4.14% -3.89% -0.25%
6 Months -2.11% -2.04% -0.07%
YTD -4.14% -3.89% -0.25%
1 Year +16.77% +17.21% -0.44%
3 Years +59.52% +57.96% +1.56%
5 Years +61.27% +52.67% +8.60%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period VOO Fees VTI Fees You Save
$10.000 10 years $60 $60 $0
$10.000 20 years $258 $258 $0
$10.000 30 years $835 $835 $0
$50.000 10 years $299 $299 $0
$50.000 30 years $4.176 $4.176 $0
$100.000 30 years $8.352 $8.352 $0

Risk Metrics

Based on 5 years of daily returns

Metric VOO VTI
Annualized Volatility 16.8% 17.4%
Max Drawdown -25.4% -26.2%
Sharpe Ratio 0.39 0.32

Dividend Comparison

Metric VOO VTI
Annual Dividend (per share) $7.13 $3.77
Dividend Yield 1.18% 1.17%
Distribution Frequency Quarterly Quarterly

Top Holdings

9 of top 9 holdings overlap (100% overlap in top holdings)

VOO Top Holdings

NameWeight
NVIDIA CorporationNVDA7.31%
Apple Inc.AAPL6.63%
Microsoft CorporationMSFT4.96%
Amazon.com, Inc.AMZN3.47%
Broadcom Inc.AVGO2.56%
Alphabet Inc.GOOG2.46%
Meta Platforms, Inc.META2.40%
Tesla, Inc.TSLA1.92%
Berkshire Hathaway Inc.BRK.B1.57%

VTI Top Holdings

NameWeight
NVIDIA CorporationNVDA6.17%
Apple Inc.AAPL5.89%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.05%
Broadcom Inc.AVGO2.28%
Alphabet Inc.GOOG2.16%
Meta Platforms, Inc.META2.13%
Tesla, Inc.TSLA1.72%
Berkshire Hathaway Inc.BRK.B1.37%

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