ETF Versus

VTI vs VXUS

Vanguard Total Stock Market Index Fund ETF Shares vs Vanguard Total International Stock Index Fund ETF Shares

Last updated: 2026-04-02

VTI Vanguard

Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund issued by Vanguard that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.17%. Launched in 2001, the fund has a 25-year track record.

AUM: $546.0B ER: 0.03% Yield: 1.17% Since: May 24, 2001
VXUS Vanguard

Vanguard Total International Stock Index Fund ETF Shares (VXUS) is an exchange-traded fund issued by Vanguard that provides exposure to international stocks across both developed and emerging markets. It charges a very low expense ratio of 0.05%. The fund offers an attractive dividend yield of 2.93%. Launched in 2011, the fund has a 15-year track record.

AUM: $129.4B ER: 0.05% Yield: 2.93% Since: Jan 26, 2011

Quick Verdict

VTI has a slightly lower expense ratio (0.03% vs 0.05%), saving about $40 per $10,000 over 10 years. Over the past year, VXUS has significantly outperformed with a 25.3% return vs 17.2%. Income investors may prefer VXUS for its higher yield (2.9% vs 1.2%).

Key Metrics

Metric VTI VXUS
Expense Ratio 0.03% 0.05%
Dividend Yield 1.2% 2.9%
Fund Family Vanguard Vanguard
Category US Total Market International Equity

Performance Chart

Indexed to 100 at start (5-year comparison)

70 89 108 127 146 165 2021-04 2022-06 2023-09 2024-12 2026-04
VTI +52.7%
VXUS +21.4%

Performance Comparison

Period VTI VXUS Difference
1 Month -4.68% -5.33% +0.65%
3 Months -3.89% +1.92% -5.81%
6 Months -2.04% +4.49% -6.53%
YTD -3.89% +1.92% -5.81%
1 Year +17.21% +25.26% -8.05%
3 Years +57.96% +40.28% +17.68%
5 Years +52.67% +21.42% +31.25%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period VTI Fees VXUS Fees You Save
$10.000 10 years $60 $100 $40
$10.000 20 years $258 $430 $171
$10.000 30 years $835 $1.388 $553
$50.000 10 years $299 $499 $199
$50.000 30 years $4.176 $6.941 $2.765
$100.000 30 years $8.352 $13.882 $5.531

Risk Metrics

Based on 5 years of daily returns

Metric VTI VXUS
Annualized Volatility 17.4% 15.9%
Max Drawdown -26.2% -32.7%
Sharpe Ratio 0.32 0.04

Dividend Comparison

Metric VTI VXUS
Annual Dividend (per share) $3.77 $2.29
Dividend Yield 1.17% 2.93%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

VTI Top Holdings

NameWeight
NVIDIA CorporationNVDA6.17%
Apple Inc.AAPL5.89%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.05%
Broadcom Inc.AVGO2.28%
Alphabet Inc.GOOG2.16%
Meta Platforms, Inc.META2.13%
Tesla, Inc.TSLA1.72%
Berkshire Hathaway Inc.BRK.B1.37%

VXUS Top Holdings

NameWeight
Taiwan Semiconductor Manufacturing Company Limited!tpe/23303.43%
Samsung Electronics Co., Ltd.!krx/0059301.59%
ASML Holding N.V.!ams/ASML1.29%
Tencent Holdings Limited!hkg/07000.92%
SK hynix Inc.!krx/0006600.91%
Roche Holding AGROC1.L0.76%
Alibaba Group Holding Limited!hkg/99880.73%
Novartis AG!swx/NOVN0.73%
HSBC Holdings plc!lon/HSBA0.73%

Which One Should You Choose?

Choose VTI if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose VXUS if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose VXUS if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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