ETF Versus

XLB vs XLI

State Street Materials Select Sector SPDR ETF vs State Street Industrial Select Sector SPDR ETF

Last updated: 2026-04-02

XLB State Street

State Street Materials Select Sector SPDR ETF (XLB) is an exchange-traded fund issued by State Street that provides exposure to us sector - materials securities. It charges a low expense ratio of 0.09%. The fund offers a moderate dividend yield of 1.74%. Launched in 1998, the fund has a 28-year track record.

AUM: N/A ER: 0.09% Yield: 1.74% Since: 1998-12-22
XLI State Street

State Street Industrial Select Sector SPDR ETF (XLI) is an exchange-traded fund issued by State Street that provides exposure to us sector - industrials securities. It charges a low expense ratio of 0.09%. The fund offers a moderate dividend yield of 1.25%. Launched in 1998, the fund has a 28-year track record.

AUM: $25.6B ER: 0.09% Yield: 1.25% Since: 1998-12-22

Quick Verdict

Over the past year, XLI has significantly outperformed with a 23.4% return vs 15.8%.

Key Metrics

Metric XLB XLI
Expense Ratio 0.09% 0.09%
Dividend Yield 1.7% 1.3%
Fund Family State Street State Street
Category US Sector - Materials US Sector - Industrials

Performance Chart

Indexed to 100 at start (5-year comparison)

80 100 120 140 160 180 2021-04 2022-06 2023-10 2024-12 2026-04
XLB +25.2%
XLI +64.2%

Performance Comparison

Period XLB XLI Difference
1 Month -3.00% -6.38% +3.38%
3 Months +9.24% +3.96% +5.28%
6 Months +12.23% +5.87% +6.36%
YTD +9.24% +3.96% +5.28%
1 Year +15.80% +23.44% -7.64%
3 Years +24.13% +62.04% -37.91%
5 Years +25.21% +64.24% -39.03%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period XLB Fees XLI Fees You Save
$10,000 10 years $179 $179 $0
$10,000 20 years $771 $771 $0
$10,000 30 years $2,486 $2,486 $0
$50,000 10 years $896 $896 $0
$50,000 30 years $12,428 $12,428 $0
$100,000 30 years $24,855 $24,855 $0

Risk Metrics

Based on 5 years of daily returns

Metric XLB XLI
Annualized Volatility 18.9% 17.2%
Max Drawdown -25.7% -22.7%
Sharpe Ratio 0.10 0.40

Dividend Comparison

Metric XLB XLI
Annual Dividend (per share) $0.87 $2.05
Dividend Yield 1.74% 1.25%
Distribution Frequency Quarterly Quarterly

Top Holdings

XLI Top Holdings

NameWeight
General Electric Co680.74%
Caterpillar Inc561.69%
RTX Corp515.19%
GE Vernova Inc371.52%
Boeing Co/The356.20%
Uber Technologies Inc355.71%
Union Pacific Corp287.47%
Honeywell International Inc259.50%
Eaton Corp PLC259.19%
Deere & Co245.23%

Which One Should You Choose?

Choose XLI if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose XLB if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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