ETF Versus

XLE vs XLY

State Street Energy Select Sector SPDR ETF vs State Street Consumer Discretionary Select Sector SPDR ETF

Last updated: 2026-04-02

XLE State Street

State Street Energy Select Sector SPDR ETF (XLE) is an exchange-traded fund issued by State Street that provides exposure to us sector - energy securities. It charges a low expense ratio of 0.09%. The fund offers an attractive dividend yield of 2.52%. Launched in 1998, the fund has a 28-year track record.

AUM: N/A ER: 0.09% Yield: 2.52% Since: 1998-12-22
XLY State Street

State Street Consumer Discretionary Select Sector SPDR ETF (XLY) is an exchange-traded fund issued by State Street that provides exposure to us sector - consumer discretionary securities. It charges a low expense ratio of 0.09%. The fund offers a modest dividend yield of 0.82%. Launched in 1998, the fund has a 28-year track record.

AUM: N/A ER: 0.09% Yield: 0.82% Since: 1998-12-22

Quick Verdict

Over the past year, XLE has significantly outperformed with a 25.9% return vs 6.9%. Income investors may prefer XLE for its higher yield (2.5% vs 0.8%).

Key Metrics

Metric XLE XLY
Expense Ratio 0.09% 0.09%
Dividend Yield 2.5% 0.8%
Fund Family State Street State Street
Category US Sector - Energy US Sector - Consumer Discretionary

Performance Chart

Indexed to 100 at start (5-year comparison)

70 106 142 178 214 250 2021-04 2022-06 2023-10 2024-12 2026-04
XLE +141.4%
XLY +25.4%

Performance Comparison

Period XLE XLY Difference
1 Month +4.88% -4.97% +9.85%
3 Months +29.86% -8.17% +38.03%
6 Months +32.69% -9.40% +42.09%
YTD +29.86% -8.17% +38.03%
1 Year +25.95% +6.91% +19.04%
3 Years +36.94% +46.70% -9.76%
5 Years +141.42% +25.45% +115.97%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period XLE Fees XLY Fees You Save
$10,000 10 years $179 $179 $0
$10,000 20 years $771 $771 $0
$10,000 30 years $2,486 $2,486 $0
$50,000 10 years $896 $896 $0
$50,000 30 years $12,428 $12,428 $0
$100,000 30 years $24,855 $24,855 $0

Risk Metrics

Based on 5 years of daily returns

Metric XLE XLY
Annualized Volatility 26.0% 23.7%
Max Drawdown -26.9% -40.3%
Sharpe Ratio 0.64 0.12

Dividend Comparison

Metric XLE XLY
Annual Dividend (per share) $1.49 $0.89
Dividend Yield 2.52% 0.82%
Distribution Frequency Quarterly Quarterly

Which One Should You Choose?

Choose XLE if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose XLE if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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