ETF Versus

XLF vs XLV

State Street Financial Select Sector SPDR ETF vs State Street Health Care Select Sector SPDR ETF

Last updated: 2026-04-02

XLF State Street

State Street Financial Select Sector SPDR ETF (XLF) is an exchange-traded fund issued by State Street that provides exposure to us sector - financials securities. It charges a low expense ratio of 0.09%. The fund offers a moderate dividend yield of 1.60%. Launched in 1998, the fund has a 28-year track record.

AUM: N/A ER: 0.09% Yield: 1.60% Since: 1998-12-22
XLV State Street

State Street Health Care Select Sector SPDR ETF (XLV) is an exchange-traded fund issued by State Street that provides exposure to us sector - healthcare securities. It charges a low expense ratio of 0.09%. The fund offers a moderate dividend yield of 1.70%. Launched in 1998, the fund has a 28-year track record.

AUM: N/A ER: 0.09% Yield: 1.70% Since: 1998-12-22

Quick Verdict

XLV has edged ahead over the past year (2.2% vs -1.3%).

Key Metrics

Metric XLF XLV
Expense Ratio 0.09% 0.09%
Dividend Yield 1.6% 1.7%
Fund Family State Street State Street
Category US Sector - Financials US Sector - Healthcare

Performance Chart

Indexed to 100 at start (5-year comparison)

85 101 117 133 149 165 2021-04 2022-06 2023-10 2024-12 2026-04
XLF +42.5%
XLV +25.8%

Performance Comparison

Period XLF XLV Difference
1 Month -3.34% -5.92% +2.58%
3 Months -9.89% -5.18% -4.71%
6 Months -7.82% +2.32% -10.14%
YTD -9.89% -5.18% -4.71%
1 Year -1.32% +2.19% -3.51%
3 Years +53.68% +12.64% +41.04%
5 Years +42.49% +25.82% +16.67%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period XLF Fees XLV Fees You Save
$10,000 10 years $179 $179 $0
$10,000 20 years $771 $771 $0
$10,000 30 years $2,486 $2,486 $0
$50,000 10 years $896 $896 $0
$50,000 30 years $12,428 $12,428 $0
$100,000 30 years $24,855 $24,855 $0

Risk Metrics

Based on 5 years of daily returns

Metric XLF XLV
Annualized Volatility 18.7% 14.6%
Max Drawdown -26.9% -18.1%
Sharpe Ratio 0.23 0.08

Dividend Comparison

Metric XLF XLV
Annual Dividend (per share) $0.79 $2.51
Dividend Yield 1.60% 1.70%
Distribution Frequency Quarterly Quarterly

Which One Should You Choose?

Choose XLV if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Related Comparisons