ETF Versus

XLP vs XLRE

State Street Consumer Staples Select Sector SPDR ETF vs State Street Real Estate Select Sector SPDR ETF

Last updated: 2026-04-02

XLP State Street

State Street Consumer Staples Select Sector SPDR ETF (XLP) is an exchange-traded fund issued by State Street that provides exposure to us sector - consumer staples securities. It charges a low expense ratio of 0.09%. The fund offers an attractive dividend yield of 2.67%. Launched in 1998, the fund has a 28-year track record.

AUM: N/A ER: 0.09% Yield: 2.67% Since: 1998-12-22
XLRE State Street

State Street Real Estate Select Sector SPDR ETF (XLRE) is an exchange-traded fund issued by State Street that provides exposure to us sector - real estate securities. It charges a low expense ratio of 0.09%. The fund offers an attractive dividend yield of 3.39%. Launched in 2015, the fund has a 11-year track record.

AUM: N/A ER: 0.09% Yield: 3.39% Since: 2015-10-08

Quick Verdict

XLP has edged ahead over the past year (-0.1% vs -1.8%). Income investors may prefer XLRE for its higher yield (3.4% vs 2.7%).

Key Metrics

Metric XLP XLRE
Expense Ratio 0.09% 0.09%
Dividend Yield 2.7% 3.4%
Fund Family State Street State Street
Category US Sector - Consumer Staples US Sector - Real Estate

Performance Chart

Indexed to 100 at start (5-year comparison)

80 90 100 110 120 130 2021-04 2022-06 2023-10 2024-12 2026-04
XLP +18.3%
XLRE +2.4%

Performance Comparison

Period XLP XLRE Difference
1 Month -7.15% -5.47% -1.68%
3 Months +4.87% +2.30% +2.57%
6 Months +5.18% -0.84% +6.02%
YTD +4.87% +2.30% +2.57%
1 Year -0.10% -1.83% +1.73%
3 Years +8.48% +11.56% -3.08%
5 Years +18.33% +2.43% +15.90%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period XLP Fees XLRE Fees You Save
$10,000 10 years $179 $179 $0
$10,000 20 years $771 $771 $0
$10,000 30 years $2,486 $2,486 $0
$50,000 10 years $896 $896 $0
$50,000 30 years $12,428 $12,428 $0
$100,000 30 years $24,855 $24,855 $0

Risk Metrics

Based on 5 years of daily returns

Metric XLP XLRE
Annualized Volatility 13.1% 19.1%
Max Drawdown -17.8% -37.9%
Sharpe Ratio -0.02 -0.12

Dividend Comparison

Metric XLP XLRE
Annual Dividend (per share) $2.18 $1.40
Dividend Yield 2.67% 3.39%
Distribution Frequency Quarterly Quarterly

Which One Should You Choose?

Choose XLRE if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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